Personal loans in Snowmass Village, CO

A 2020-to-2023 comparison shows Snowmass Village down by about 2.8%. In Snowmass Village, one of 270 Census places in Colorado, the figure to compare across lenders is the APR, not the advertised rate.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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About 3,011 people live in Snowmass Village, placing it 97th of 270 Census places in Colorado. The closest larger place is Aspen, CO about 6 miles away. Every figure below is Colorado's own, applied to Snowmass Village's 3,011 residents, with the publisher and retrieval date attached. Pull your credit reports and line up at least three offers before you apply from Snowmass Village.

Where Snowmass Village stands

The figures below are Snowmass Village's own — Census population, land area and coordinates — followed by the Colorado rules.

Population: 3,011 people, a figure that places Snowmass Village 97th among the 270 Census places in Colorado (US Census Bureau, Vintage 2023).
Population trend: The 2020-to-2023 change is negative, near 2.8%.
Change in people: the 2020-to-2023 comparison is a loss of about 86 residents.
Size percentile: about 64% of Colorado communities are smaller than Snowmass Village (3,011 residents).
Population density: 108 people per square mile on 27.8 square miles of land.
Land area rank: Snowmass Village's 27.8 square miles rank 18th of 270 places in Colorado.
Water: Snowmass Village holds about 0.08 square miles, the 48th-largest water area in Colorado.
State population share: Snowmass Village accounts for about 0.1% of everyone in Colorado.
National rank: Snowmass Village is the 6,275th most populous of the 19,457 Census places covered here.
Growth in Colorado: Snowmass Village stands 211th by percentage change from 2020 to 2023, among 270 places.
Versus Colorado: the state average change is +2.3%, while Snowmass Village moved 2.8%.
Density rank: Snowmass Village is the 264th most densely settled place in Colorado.
Density vs Colorado: Snowmass Village's 108 people per square mile compare with a state median of 1,126.
Location: 39.2169, -106.9440 (US Census Bureau Gazetteer).
Nearest larger cities: Aspen (6 mi); Basalt (12 mi); Carbondale (19 mi); Gypsum (28 mi); Eagle (30 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
Smaller places nearby: Marble (17 mi); Mount Crested Butte (21 mi); Crested Butte (24 mi).
Within a 50-mile radius: 9 smaller Census places.
Larger places within 100 miles: 24.

How Snowmass Village compares across Colorado

Set beside Colorado's 270 places, Snowmass Village ranks 97th by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 211th of 270 Colorado places, putting it near the 22th percentile for growth. Its roughly 108 residents per square mile place it 264th among Colorado's places. In land area, Snowmass Village ranks 18th among Colorado's 270 places.

How a Snowmass Village personal loan is priced

In Snowmass Village, a small community of about 3,011, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Snowmass Village loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Snowmass Village loan but raises total interest, so the smallest payment is not the cheapest loan.

Borrowing reach in Snowmass Village

Snowmass Village is lightly settled, with about 108 people per square mile and 12 larger places within 50 miles. Whether Snowmass Village has a local branch or not, a Colorado-licensed lender can serve its 3,011 people online on the same terms. The nearest larger city, Aspen, CO about 6 miles away.

Snowmass Village: area, density and distance

Snowmass Village covers about 27.8 square miles of land, with 0.08 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 108 people per square mile. Denver, the largest place in Colorado, is about 116 miles from Snowmass Village. A 50-mile radius around Snowmass Village takes in 12 places that are larger. By land area it ranks 18th of 270 Colorado places.

What Colorado law requires in Snowmass Village

This table holds the Colorado rate and licensing rules for consumer loans made to Snowmass Village's 3,011 residents.

Rule	Detail	Source
State lending regulator	Colorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code) Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders".	Colorado Attorney General — Consumer Protection Section as of 2026-09-16
Small-loan / installment lender licensing	Supervised lender license required from the UCCC Administrator (master license required for more than one place of business); deferred deposit lenders must hold a supervised lender's license Source says: "if a supervised lender has more than one place of business, they must obtain a master license"; "no person shall engage in the business of deferred deposit loans without having first obtained a supervised lender's license" (C.R.S. § 5-3.1-116).	Colorado Attorney General — Uniform Consumer Credit Code licensing as of 2026-09-16
Maximum legal interest rate (usury cap)	UCCC finance-charge ceilings: 12% per year on non-supervised consumer loans; supervised loans 36% on the first $1,000, 21% on $1,000–$3,000, 15% above $3,000 (or 21% flat); 21% on revolving accounts Source says: "not exceeding twelve percent per year on the unpaid balance of the amount financed"; "Thirty-six percent per year on that part of the unpaid balances of the amount financed that is one thousand dollars or less"; "Twenty-one percent per year on the unpaid balances of the amount financed".	Colorado General Assembly — C.R.S. § 5-2-201 (Colorado Revised Statutes 2024, Title 5) as of 2026-09-16

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Common questions

What are my options in Snowmass Village if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Snowmass Village is the same as anywhere in Colorado.

What loan size can I expect in Snowmass Village?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Snowmass Village?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Snowmass Village cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Aspen, CO — population 6,612
Basalt, CO — population 4,005
Marble, CO — population 132
Mount Crested Butte, CO — population 961
Carbondale, CO — population 6,708
Crested Butte, CO — population 1,658
Gypsum, CO — population 8,833
Eagle, CO — population 7,391