Personal loans in Slatington, PA
A lender that serves Slatington operates under Pennsylvania lending statutes and a Pennsylvania supervisor. With 4,250 residents, Slatington outranks about 77% of the communities in Pennsylvania.
Slatington counts about 4,250 people, and what is genuinely local about borrowing here is limited — Pennsylvania law does the governing. Slatington lost roughly 0.8% of its population across the 2020-to-2023 comparison. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Slatington loan. The next larger city is Palmerton, PA about 4 miles away.
Slatington: population, trend and location
What follows is Slatington's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: about 4,250 people live here, which puts Slatington 233rd of 1,013 Census places in Pennsylvania (Vintage 2023).
- Population trend: A loss of roughly 0.8% between 2020 and 2023.
- Net change: roughly 33 fewer people than the 2020 Census counted.
- Size percentile: about 77% of Pennsylvania's Census places are smaller than Slatington.
- Density: the Census land area of 1.3 sq mi holds about 3,215 people per square mile.
- By land area: Slatington ranks 341st among Pennsylvania's 1,013 places, at 1.3 sq mi.
- Water area: Slatington has 0.06 square miles of water, ranking 208th of 1,013 places in Pennsylvania.
- State share: roughly 0.1% of Pennsylvania's residents live in Slatington (4,250 people).
- Nationally: Slatington is the 5,301st-largest of 19,457 Census places in the dataset.
- Growth rank: Slatington's 2020-to-2023 change ranks 396th of 1,013 places in Pennsylvania.
- Against the state trend: Slatington's 0.8% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density in Pennsylvania: Slatington ranks 290th by people per square mile.
- Density in context: Slatington's 3,215 people per square mile sit against a Pennsylvania median of 1,990.
- Location: it lies at 40.7536, -75.6108 in the Census Gazetteer.
- Nearest larger cities: Palmerton (4 mi); Lehighton (8 mi); Northampton (8 mi); Catasauqua (10 mi); Jim Thorpe (11 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Walnutport (1 mi); Bowmanstown (4 mi); Parryville (6 mi).
- Smaller neighbours: 152 places smaller than Slatington sit within 50 miles.
- Larger places within 100 miles: 407.
Slatington's place among Pennsylvania's 1,013 places
Slatington is the 233rd-largest of 1,013 Census places in Pennsylvania and contains about 0.1% of the state's people. For population change between 2020 and 2023, Slatington ranks 396th of 1,013 in Pennsylvania (about the 61th percentile). At about 3,215 people per square mile, Slatington is the 290th most densely settled place in Pennsylvania. Within 50 miles sit 152 smaller Census places, alongside the 77 that are larger.
Lender access in Slatington
At roughly 3,215 people per square mile, Slatington is fairly dense; 77 larger places lie within 50 miles. Lenders licensed in Pennsylvania reach Slatington's 4,250 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Palmerton, PA about 4 miles away.
What shapes a Slatington personal loan
In Slatington, a small community of about 4,250, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Slatington's 4,250 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Slatington loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The state rulebook for Slatington
Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Slatington lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
Land, water and location for Slatington
Slatington covers about 1.3 square miles of land, with 0.06 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 3,215 residents per square mile. For the state's biggest city, Philadelphia, the distance is roughly 57 miles. A 50-mile radius around Slatington takes in 77 places that are larger. The 100-mile radius contains 407 larger places.
Common questions
What are my options in Slatington if my credit is poor?
What loan size can I expect in Slatington?
Do I have to pledge anything to borrow in Slatington?
Does comparing loans in Slatington cost me credit score points?
Nearby places
- Walnutport, PA — population 2,086
- Palmerton, PA — population 5,616
- Bowmanstown, PA — population 895
- Parryville, PA — population 415
- Weissport, PA — population 412
- Lehighton, PA — population 5,256
- Northampton, PA — population 10,404
- Coplay, PA — population 3,494