Personal loans in Slater, MO
Slater ranks 254th of 937 places in Missouri, with a population near 1,802. Slater counts about 1,802 people, and what is genuinely local about borrowing here is limited — Missouri law does the governing.
Compare APR, not the interest rate, because the APR folds in most fees on a Slater loan. Consumer lending that reaches Slater's 1,802 residents is governed by Missouri statute; no city ordinance changes it. Population in Slater dropped about 1.7% over the three years from 2020 to 2023. The closest larger city is Marshall, MO about 10 miles away.
Local context for Slater
Set out below is Slater's local context next to the state-level rules that reach every lender here.
- Population: 1,802 residents; Slater is the 254th-largest of 937 places in Missouri (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 1.7% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 32 residents.
- Size percentile: with 1,802 residents, Slater is larger than about 73% of Missouri's Census places.
- Population density: 1,246 people per square mile on 1.4 square miles of land.
- By land area: Slater ranks 323rd among Missouri's 937 places, at 1.4 sq mi.
- Share of state population: Slater's 1,802 residents are about 0.0% of Missouri.
- National rank: Slater sits 8,006th by population among the 19,457 places in this dataset.
- Growth in Missouri: Slater stands 738th by percentage change from 2020 to 2023, among 937 places.
- Against the state trend: Slater's 1.7% change compares with a Missouri average of +0.8% across its 937 places.
- Density in Missouri: Slater ranks 203rd by people per square mile.
- Against the state median: Slater runs about 1,246 residents per square mile, where the Missouri median is 743.
- Location: it lies at 39.2233, -93.0653 in the Census Gazetteer.
- Nearest larger cities: Marshall (10 mi); Fayette (21 mi); Boonville (25 mi); Carrollton (25 mi); Concordia (32 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Gilliam (3 mi); Miami (11 mi); Glasgow (12 mi), each with its own Census population profile.
- Smaller neighbours: 80 places smaller than Slater sit within 50 miles.
- Larger places within 100 miles: 99.
Slater against the rest of Missouri
Within Missouri, Slater holds roughly 0.0% of all residents, the 254th-largest share among 937 places. Its 2020-to-2023 change ranks 738th of 937 Missouri places, putting it near the 21th percentile for growth. By density, at about 1,246 people per square mile, it ranks 203rd in Missouri. Between 2020 and 2023 the count changed by roughly 32 residents.
Getting a loan in Slater
At roughly 1,246 people per square mile, Slater is moderately settled; 20 larger places lie within 50 miles. A Missouri licence lets a lender serve Slater without a local office, so branch density does not change what its 1,802 residents are offered. The nearest larger city, Marshall, MO about 10 miles away.
How a Slater personal loan is priced
A Slater personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,802 residents. Two numbers drive a Slater loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Slater decides the split between a comfortable payment and the total interest you pay.
Land, water and location for Slater
Slater's land area is roughly 1.4 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,246 people per square mile. The largest place in Missouri, Kansas City, lies about 80 miles away. A 50-mile radius around Slater takes in 20 places that are larger. Within the same 50 miles lie 80 smaller Census places.
Missouri rules behind a Slater personal loan
Below are the Missouri rules that apply to a loan made in Slater, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
Common questions
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Nearby places
- Gilliam, MO — population 175
- Marshall, MO — population 13,642
- Miami, MO — population 147
- Dalton, MO — population 7
- Arrow Rock, MO — population 59
- Brunswick, MO — population 797
- De Witt, MO — population 82
- Glasgow, MO — population 1,079