Personal loans in Skidmore, MO
The 2020 count to the 2023 estimate shows about 4.1% decline in Skidmore. If you are weighing a personal loan in Skidmore, start from the payment you can carry; its 234 residents face the same statewide rules.
Skidmore is home to roughly 234 people and stands 624th by size out of 937 Census places in Missouri. Borrowers who want a bigger city can look to Maitland, MO about 6 miles away. A single loan can carry different costs on either side of a state line, and Skidmore sits on the Missouri side of that line. Compare APR, not the interest rate, because the APR folds in most fees on a Skidmore loan.
Skidmore: the sourced local profile
Skidmore is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 234 people, a figure that places Skidmore 624th among the 937 Census places in Missouri (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 4.1% since the 2020 count.
- Net change: roughly 10 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 33% of the places in Missouri, with 234 residents in Skidmore.
- Population density: about 703 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Skidmore ranks 671st among Missouri's 937 places, at 0.3 sq mi.
- State share: roughly 0.0% of Missouri's residents live in Skidmore (234 people).
- National rank: Skidmore is 15,979th of 19,457 places nationwide.
- Growth rank: Skidmore ranks 893rd among Missouri's 937 places for the 2020-to-2023 change.
- State comparison: Missouri's places average +0.8% for 2020-to-2023, against Skidmore's 4.1%.
- Density rank: Skidmore places 494th among Missouri's places by people per square mile.
- Density vs Missouri: Skidmore's 703 people per square mile compare with a state median of 743.
- Location: coordinates 40.2879, -95.0795 (US Census Bureau Gazetteer).
- Nearest larger cities: Maitland (6 mi); Burlington Junction (11 mi); Maryville (12 mi); Mound City (13 mi); Fairfax (17 mi). Online lenders reach Skidmore no matter how far the nearest branch is.
- Nearest smaller towns: Graham (6 mi); Arkoe (13 mi); Clearmont (15 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 73 of them.
- Larger places within 100 miles: 286.
The anatomy of a Skidmore personal loan
With roughly 234 residents, Skidmore is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Skidmore can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Skidmore loan but raises total interest, so the smallest payment is not the cheapest loan.
Skidmore: area, density and distance
Skidmore's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 703 residents per square mile. The state's population centre of gravity, Kansas City, is roughly 85 miles away. Counting outward 50 miles, 53 larger communities surround Skidmore. Within the same 50 miles lie 73 smaller Census places.
Which Missouri laws govern a loan in Skidmore
When Missouri does not publish a figure, the row links to the source instead of inventing a number; Skidmore is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
How Skidmore compares across Missouri
Set beside Missouri's 937 places, Skidmore ranks 624th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 893rd of 937 Missouri places, putting it near the 5th percentile for growth. By density, at about 703 people per square mile, it ranks 494th in Missouri. Between 2020 and 2023 the count changed by roughly 10 residents.
How lenders reach Skidmore
At roughly 703 people per square mile, Skidmore is moderately settled; 53 larger places lie within 50 miles. Lenders licensed in Missouri reach Skidmore's 234 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Maitland, MO about 6 miles away.
Common questions
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Nearby places
- Maitland, MO — population 278
- Graham, MO — population 146
- Burlington Junction, MO — population 498
- Mound City, MO — population 1,012
- Maryville, MO — population 10,309
- Clearmont, MO — population 151
- Elmo, MO — population 111
- Arkoe, MO — population 53