Personal loans in Sioux Rapids, IA

State law, not city hall, decides what a lender may do to Sioux Rapids's roughly 718 residents, and a state regulator supervises it. With 718 residents, Sioux Rapids outranks about 61% of the communities in Iowa. Use the calculator on this page to price an amount and term before you commit in Sioux Rapids. Sioux Rapids shed about 4.0% of its population between the 2020 base and the 2023 estimate. For a bigger market, look to Laurens, IA about 16 miles away.

Sioux Rapids: population, trend and location

The figures below are Sioux Rapids's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: 718 residents; Sioux Rapids is the 362nd-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 4.0% since the 2020 count.
• People gained or lost: about 30 fewer since the 2020 base.
• Size percentile: bigger than about 61% of the places in Iowa, with 718 residents in Sioux Rapids.
• Density: the Census land area of 0.8 sq mi holds about 876 people per square mile.
• By land area: Sioux Rapids ranks 472nd among Iowa's 940 places, at 0.8 sq mi.
• State population share: Sioux Rapids accounts for about 0.0% of everyone in Iowa.
• National rank: Sioux Rapids is the 11,687th most populous of the 19,457 Census places covered here.
• Growth in Iowa: Sioux Rapids stands 909th by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Sioux Rapids moved 4.0%.
• Density rank: Sioux Rapids places 340th among Iowa's places by people per square mile.
• Against the state median: Sioux Rapids runs about 876 residents per square mile, where the Iowa median is 672.
• Location: the Census Gazetteer records it at 42.8917, -95.1485.
• Nearest larger cities: Laurens (16 mi); Alta (17 mi); Storm Lake (17 mi); Spencer (18 mi); Aurelia (19 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities within reach: Rembrandt (5 mi); Linn Grove (5 mi); Webb (8 mi).
• Smaller neighbours: 82 places smaller than Sioux Rapids sit within 50 miles.
• Within 100 miles: 166 places are larger than Sioux Rapids.

The Iowa lending rules that reach Sioux Rapids

Below are the Iowa rules that apply to a loan made in Sioux Rapids, each with the regulator that issued it.

How Sioux Rapids compares across Iowa

Within Iowa, Sioux Rapids holds roughly 0.0% of all residents, the 362nd-largest share among 940 places. For population change between 2020 and 2023, Sioux Rapids ranks 909th of 940 in Iowa (about the 3th percentile). Its roughly 876 residents per square mile place it 340th among Iowa's places. Within 50 miles sit 82 smaller Census places, alongside the 42 that are larger.

Sioux Rapids: area, density and distance

Inside Sioux Rapids's boundaries lie about 0.8 square miles of land, with no significant water area recorded. With 718 residents, the land area yields roughly 876 people per square mile. The state's population centre of gravity, Des Moines, is roughly 120 miles away. Sioux Rapids has 42 larger places within a 50-mile radius. Within the same 50 miles lie 82 smaller Census places.

Getting a loan in Sioux Rapids

With about 876 residents per square mile, Sioux Rapids is moderately settled, and 42 larger Census places sit within 50 miles. Lenders licensed in Iowa reach Sioux Rapids's 718 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Laurens, IA about 16 miles away.

Before you apply in Sioux Rapids

Before you apply in Sioux Rapids, a community of about 718, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Iowa licence by checking the regulator named above.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

What differs between Sioux Rapids and the rest of Iowa is not the process but the borrower's own file, among the 718 people here.