Personal loans in Silverton, TX

State law, not city hall, decides what a lender may do to Silverton's roughly 629 residents, and a state regulator supervises it. About 629 people live in Silverton, placing it 927th of 1,224 Census places in Texas. Compare APR, not the interest rate, because the APR folds in most fees on a Silverton loan. The 2020 count to the 2023 estimate shows about 0.5% growth in Silverton. The closest larger place is Lockney, TX about 25 miles away.

Silverton: the sourced local profile

Most of what governs a Silverton loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.

• Population: about 629 people live here, which puts Silverton 927th of 1,224 Census places in Texas (Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 0.5%.
• Absolute change: 3 residents added between 2020 and 2023.
• Size percentile: roughly 24% of Texas places rank below Silverton.
• Density: the Census land area of 1.0 sq mi holds about 626 people per square mile.
• Land area: Silverton covers 1.0 square miles, the 1,012th-largest area among Texas's 1,224 places.
• Share of state population: Silverton's 629 residents are about 0.0% of Texas.
• National rank: Silverton is the 12,239th most populous of the 19,457 Census places covered here.
• Growth rank: Silverton ranks 803rd among Texas's 1,224 places for the 2020-to-2023 change.
• Against the state trend: Silverton's 0.5% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Silverton places 793rd among Texas's places by people per square mile.
• Against the state median: Silverton runs about 626 residents per square mile, where the Texas median is 840.
• Location: latitude 34.4714, longitude -101.3040 (Census Gazetteer).
• Nearest larger cities: Lockney (25 mi); Tulia (27 mi); Plainview (31 mi); Floydada (34 mi); Clarendon (40 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Quitaque (16 mi); Turkey (24 mi); Kress (26 mi).
• Within a 50-mile radius: 14 smaller Census places.
• Within 100 miles: 60 places are larger than Silverton.

Before you apply in Silverton

A sensible order of operations for a loan in Silverton, home to about 629 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the Texas regulator's licence records before you sign.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Borrow only what the purpose requires, not the maximum you are offered.

What differs between Silverton and the rest of Texas is not the process but the borrower's own file, among the 629 people here.

Silverton against the rest of Texas

Set beside Texas's 1,224 places, Silverton ranks 927th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 803rd of 1,224 Texas places, putting it near the 34th percentile for growth. Its roughly 626 residents per square mile place it 793rd among Texas's places. Between 2020 and 2023 the count changed by roughly 3 residents.

Silverton on the map

Silverton's land area is roughly 1.0 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 626 people per square mile. Houston, the largest place in Texas, is about 474 miles from Silverton. Silverton has 11 larger places within a 50-mile radius. The 100-mile radius contains 60 larger places.

What is available to Silverton borrowers

With about 626 residents per square mile, Silverton is moderately settled, and 11 larger Census places sit within 50 miles. What is available to Silverton's 629 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. The nearest larger city, Lockney, TX about 25 miles away.

The state rulebook for Silverton

This table holds the Texas rate and licensing rules for consumer loans made to Silverton's 629 residents.