Personal loans in Silver Grove, KY

The Census counts 1,204 people in Silver Grove, the 187th-largest figure among Kentucky's 416 places. Census figures put the 2020-to-2023 increase in Silver Grove at about 3.9%. Rate ceilings, licensing requirements and product limits for Silver Grove are all set at the Kentucky level. Compare APR, not the interest rate, because the APR folds in most fees on a Silver Grove loan. The closest larger city is Cold Spring, KY about 2 miles away.

The Silver Grove data picture

Here is the sourced Census picture for Silver Grove, plus the Kentucky lending rules that apply to a loan taken out here.

• Population: a Census-estimated 1,204, 187th among Kentucky's 416 places (Vintage 2023).
• Population trend: About 3.9% above the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a gain of about 45 residents.
• Size percentile: roughly 55% of Kentucky places rank below Silver Grove.
• Population density: 1,045 people per square mile on 1.2 square miles of land.
• Land area: Silver Grove covers 1.2 square miles, the 218th-largest area among Kentucky's 416 places.
• Water area rank: Silver Grove ranks 14th among Kentucky's 416 places, with 0.51 sq mi.
• Within Kentucky: about 0.1% of the state's population lives in Silver Grove.
• National rank: Silver Grove is 9,534th of 19,457 places nationwide.
• Growth in Kentucky: Silver Grove stands 24th by percentage change from 2020 to 2023, among 416 places.
• Versus Kentucky: the state average change is -0.2%, while Silver Grove moved 3.9%.
• Density rank: Silver Grove is the 208th most densely settled place in Kentucky.
• Density in context: Silver Grove's 1,045 people per square mile sit against a Kentucky median of 1,045.
• Location: mapped by the US Census Bureau at 39.0401, -84.4003.
• Nearest larger cities: Cold Spring (2 mi); Highland Heights (3 mi); Southgate (4 mi); Fort Thomas (4 mi); Wilder (4 mi). Living near a larger metro rarely changes what is available in Silver Grove.
• Smaller communities close by: Crestview (1 mi); Melbourne (2 mi); Ryland Heights (4 mi), each with its own Census population profile.
• Smaller places within 50 miles: 70 of them.
• At 100 miles: 318 larger Census places fall inside that radius.

Silver Grove against the rest of Kentucky

Set beside Kentucky's 416 places, Silver Grove ranks 187th by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 24th of 416 Kentucky places, putting it near the 94th percentile for growth. Its roughly 1,045 residents per square mile place it 208th among Kentucky's places. The population moved by about 45 people between 2020 and 2023, a 3.9% shift.

Where Silver Grove sits

Silver Grove's land area is about 1.2 square miles; a further 0.51 square miles is water. That land carries about 1,045 people per square mile. The state's population centre of gravity, Lexington-Fayette, is roughly 69 miles away. A 50-mile radius around Silver Grove takes in 123 places that are larger. Within the same 50 miles lie 70 smaller Census places.

Lender access in Silver Grove

Silver Grove is a moderately settled community of about 1,204 people, with 123 larger places inside a 50-mile radius. Distance to a branch rarely matters for Silver Grove's 1,204 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Cold Spring, KY about 2 miles away.

What to do before borrowing in Silver Grove

Before you apply in Silver Grove, a community of about 1,204, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Kentucky regulator's licence records before you sign.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Silver Grove as elsewhere in Kentucky, the written terms — not the advertisement — are what count for its 1,204 residents.

Which Kentucky laws govern a loan in Silver Grove

When Kentucky does not publish a figure, the row links to the source instead of inventing a number; Silver Grove is bound by the same rules.