Personal loans in Sierra Madre, CA
Consumer lending that reaches Sierra Madre's 10,713 residents is governed by California statute; no city ordinance changes it. By population, Sierra Madre sits at 366th in California, with an estimated 10,713 residents. A lender serving Sierra Madre holds a California licence and answers to a California regulator; no city office is involved for its 10,713 residents. The 2020 count to the 2023 estimate shows about 5.0% decline in Sierra Madre. Read the disclosure for an origination fee and any prepayment penalty before signing in Sierra Madre. The nearest larger city is Arcadia, CA about 3 miles away.
Local context for Sierra Madre
Only a few things actually differ by place — population, area, location, and the California rules a lender must follow — and they are below.
- Population: about 10,713, ranked 366th of 482 places in California (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 5.0% between 2020 and 2023.
- Net change: roughly 561 fewer people than the 2020 Census counted.
- Size percentile: Sierra Madre sits ahead of around 24% of California places, at 10,713 people.
- Population density: about 3,630 people per square mile (Census land area 3.0 sq mi).
- Land area: Sierra Madre covers 3.0 square miles, the 388th-largest area among California's 482 places.
- State population share: Sierra Madre accounts for about 0.0% of everyone in California.
- National rank: Sierra Madre is 3,004th of 19,457 places nationwide.
- Growth rank: Sierra Madre's 2020-to-2023 change ranks 418th of 482 places in California.
- Against the state trend: Sierra Madre's 5.0% change compares with a California average of -1.3% across its 482 places.
- Density rank: Sierra Madre is the 221st most densely settled place in California.
- Density vs California: Sierra Madre's 3,630 people per square mile compare with a state median of 3,455.
- Location: coordinates 34.1688, -118.0502 (US Census Bureau Gazetteer).
- Nearest larger cities: Arcadia (3 mi); Monrovia (4 mi); Temple City (5 mi); San Marino (5 mi); Pasadena (5 mi). Online lenders reach Sierra Madre no matter how far the nearest branch is.
- Smaller communities within reach: Bradbury (5 mi); Irwindale (6 mi); Industry (12 mi).
- Smaller neighbours: 11 places smaller than Sierra Madre sit within 50 miles.
- Within 100 miles: 174 places are larger than Sierra Madre.
What is available to Sierra Madre borrowers
Sierra Madre is a fairly dense community of about 10,713 people, with 129 larger places inside a 50-mile radius. Lenders licensed in California reach Sierra Madre's 10,713 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Arcadia, CA about 3 miles away.
Sierra Madre in state context
Against California's other places, Sierra Madre accounts for about 0.0% of the state's population and ranks 366th of 482 by size. On the 2020-to-2023 trend, Sierra Madre stands 418th among California's 482 places — roughly the 13th percentile. At about 3,630 people per square mile, Sierra Madre is the 221st most densely settled place in California. In land area, Sierra Madre ranks 388th among California's 482 places.
A practical checklist for Sierra Madre borrowers
For Sierra Madre's roughly 10,713 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the California regulator's records to confirm the lender is licensed here.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
What differs between Sierra Madre and the rest of California is not the process but the borrower's own file, among the 10,713 people here.
What California law requires in Sierra Madre
When California does not publish a figure, the row links to the source instead of inventing a number; Sierra Madre is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | California Department of Financial Protection and Innovation (DFPI) Source says: "“Department” means the Department of Financial Protection and Innovation". | California Legislature — Financial Code § 23001 as of 2026-09-16 |
| Payday lending status | Permitted under the California Deferred Deposit Transaction Law; max $300 face amount; fee ≤15%; term up to 31 days Source says: "The face amount of the check shall not exceed three hundred dollars ($300)"; "A fee for a deferred deposit transaction shall not exceed 15 percent of the face amount of the check" (Financial Code § 23036). | California Legislature — Financial Code § 23035 (and § 23036) as of 2026-09-16 |
| Small-loan / installment lender licensing | Finance lender/broker license required from the Commissioner of Financial Protection and Innovation (California Financing Law) Source says: "No person shall engage in the business of a finance lender or broker without obtaining a license from the commissioner". | California Legislature — Financial Code § 22100 as of 2026-09-16 |
The geography behind Sierra Madre
Inside Sierra Madre's boundaries lie about 3.0 square miles of land, with no significant water area recorded. Spread across it are roughly 3,630 residents per square mile. Los Angeles, the largest place in California, is about 23 miles from Sierra Madre. A 50-mile radius around Sierra Madre takes in 129 places that are larger. Within the same 50 miles lie 11 smaller Census places.
Common questions
What are my options in Sierra Madre if my credit is poor?
What loan size can I expect in Sierra Madre?
Do I have to pledge anything to borrow in Sierra Madre?
Does comparing loans in Sierra Madre cost me credit score points?
Nearby places
- Arcadia, CA — population 54,157
- Monrovia, CA — population 36,768
- Temple City, CA — population 34,854
- San Marino, CA — population 11,977
- Bradbury, CA — population 892
- Pasadena, CA — population 133,560
- San Gabriel, CA — population 37,732
- El Monte, CA — population 103,794