Personal loans in Shelocta, PA

Shelocta is home to roughly 101 people and stands 988th by size out of 1,013 Census places in Pennsylvania. Read the disclosure for an origination fee and any prepayment penalty before signing in Shelocta. From the 2020 Census base to the 2023 estimate, the population declined by about 1.0%. A lender that serves Shelocta operates under Pennsylvania lending statutes and a Pennsylvania supervisor. The closest larger city is Elderton, PA about 3 miles away.

Shelocta by the numbers

What follows is Shelocta's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.

• Population: the Census counts 101 residents in Shelocta (Vintage 2023 subcounty estimate), the 988th-largest figure among Pennsylvania's 1,013 places.
• Population trend: A loss of roughly 1.0% between 2020 and 2023.
• People gained or lost: about 1 fewer since the 2020 base.
• Size percentile: with 101 residents, Shelocta is larger than about 2% of Pennsylvania's Census places.
• Density: the Census land area of 0.1 sq mi holds about 971 people per square mile.
• By land area: Shelocta ranks 987th among Pennsylvania's 1,013 places, at 0.1 sq mi.
• Share of Pennsylvania: Shelocta holds about 0.0% of the state's population, some 101 people.
• National rank: Shelocta is 18,112th of 19,457 places nationwide.
• Growth in Pennsylvania: Shelocta stands 448th by percentage change from 2020 to 2023, among 1,013 places.
• Against the state trend: Shelocta's 1.0% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: Shelocta is the 740th most densely settled place in Pennsylvania.
• Density in context: Shelocta's 971 people per square mile sit against a Pennsylvania median of 1,990.
• Location: latitude 40.6563, longitude -79.3003 (Census Gazetteer).
• Nearest larger cities: Elderton (3 mi); Creekside (6 mi); Atwood (7 mi); Ernest (7 mi); Indiana (8 mi). Online lenders reach Shelocta no matter how far the nearest branch is.
• Nearest smaller places: Smicksburg (16 mi); Armagh (20 mi); Worthville (27 mi).
• Within a 50-mile radius: 9 smaller Census places.
• Larger places within 100 miles: 644.

The anatomy of a Shelocta personal loan

Most loans made to Shelocta's 101 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Shelocta can be quoted different APRs on the same amount and term. Shortening the term on a Shelocta loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Borrowing reach in Shelocta

With about 971 residents per square mile, Shelocta is moderately settled, and 291 larger Census places sit within 50 miles. A Pennsylvania licence lets a lender serve Shelocta without a local office, so branch density does not change what its 101 residents are offered. For a larger market, the closest option is Elderton, PA about 3 miles away.

Which Pennsylvania laws govern a loan in Shelocta

Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Shelocta lender must follow.

Shelocta on the map

Shelocta covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 971 residents per square mile. The largest place in Pennsylvania, Philadelphia, lies about 224 miles away. Counting outward 50 miles, 291 larger communities surround Shelocta. Within the same 50 miles lie 9 smaller Census places.

Shelocta against the rest of Pennsylvania

Within Pennsylvania, Shelocta holds roughly 0.0% of all residents, the 988th-largest share among 1,013 places. For population change between 2020 and 2023, Shelocta ranks 448th of 1,013 in Pennsylvania (about the 56th percentile). By density, at about 971 people per square mile, it ranks 740th in Pennsylvania. Between 2020 and 2023 the count changed by roughly 1 residents.