Personal loans in Seaman, OH

The 2020 count to the 2023 estimate shows about 0.4% decline in Seaman. Price two or three terms so you can see which payment is truly affordable in Seaman. A larger market lies at Winchester, OH about 5 miles away. Consumer lending that reaches Seaman's 970 residents is governed by Ohio statute; no city ordinance changes it.

Seaman: the sourced local profile

Set out below is Seaman's local context next to the state-level rules that reach every lender here.

• Population: about 970, ranked 534th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
• Population trend: About 0.4% below the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
• Size percentile: Seaman's 970 people outrank roughly 42% of the places in Ohio.
• Land and density: 1.1 square miles of land carry roughly 909 residents per square mile.
• Land area rank: Seaman's 1.1 square miles rank 504th of 924 places in Ohio.
• Share of Ohio: Seaman holds about 0.0% of the state's population, some 970 people.
• National rank: Seaman is 10,350th of 19,457 places nationwide.
• Growth rank: Seaman ranks 325th among Ohio's 924 places for the 2020-to-2023 change.
• Versus Ohio: the state average change is +0.9%, while Seaman moved 0.4%.
• Density rank: Seaman is the 648th most densely settled place in Ohio.
• Against the state median: Seaman runs about 909 residents per square mile, where the Ohio median is 1,289.
• Location: 38.9309, -83.5677 (Census Gazetteer coordinates).
• Nearest larger cities: Winchester (5 mi); Peebles (9 mi); West Union (10 mi); Sardinia (14 mi); Manchester (17 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Mowrystown (13 mi); Russellville (13 mi); Sinking Spring (14 mi).
• Within a 50-mile radius: 48 smaller Census places.
• Larger places within 100 miles: 302.

Lender access in Seaman

At roughly 909 people per square mile, Seaman is moderately settled; 64 larger places lie within 50 miles. Distance to a branch rarely matters for Seaman's 970 residents: the application is online and the price follows your credit file. The nearest larger city, Winchester, OH about 5 miles away.

Where Seaman sits

Inside Seaman's boundaries lie about 1.1 square miles of land, with no significant water area recorded. Spread across it are roughly 909 residents per square mile. The state's population centre of gravity, Columbus, is roughly 79 miles away. Counting outward 50 miles, 64 larger communities surround Seaman. Within the same 50 miles lie 48 smaller Census places.

Ohio consumer-lending rules applied in Seaman

When Ohio does not publish a figure, the row links to the source instead of inventing a number; Seaman is bound by the same rules.

What a Seaman borrower is actually offered

Seaman is a small community of about 970 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Seaman lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Seaman loan but raises total interest, so the smallest payment is not the cheapest loan.

How Seaman compares across Ohio

Seaman is the 534th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 325th of 924 Ohio places, putting it near the 65th percentile for growth. Its roughly 909 residents per square mile place it 648th among Ohio's places. By land area, its 1.1 square miles rank 504th of 924 places in Ohio.