Personal loans in Scottsville, TX

Roughly 335 residents live in Scottsville, the 1,073rd-largest community in Texas. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Scottsville loan. Consumer lending that reaches Scottsville's 335 residents is governed by Texas statute; no city ordinance changes it. For a bigger market, look to Marshall, TX about 7 miles away.

Where Scottsville stands

The figures below are Scottsville's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: a Census-estimated 335, 1,073rd among Texas's 1,224 places (Vintage 2023).
• Population trend: Growth of about 0.3% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a gain of about 1 residents.
• Size percentile: with 335 residents, Scottsville is larger than about 12% of Texas's Census places.
• Population density: about 254 people per square mile (Census land area 1.3 sq mi).
• Land area rank: Scottsville's 1.3 square miles rank 909th of 1,224 places in Texas.
• State population share: Scottsville accounts for about 0.0% of everyone in Texas.
• Nationally: Scottsville is the 14,743rd-largest of 19,457 Census places in the dataset.
• Growth rank: Scottsville's 2020-to-2023 change ranks 821st of 1,224 places in Texas.
• Versus Texas: the state average change is +6.5%, while Scottsville moved 0.3%.
• Density in Texas: Scottsville ranks 1,077th by people per square mile.
• Density in context: Scottsville's 254 people per square mile sit against a Texas median of 840.
• Location: 32.5404, -94.2393 (US Census Bureau Gazetteer).
• Nearest larger cities: Marshall (7 mi); Waskom (11 mi); Jefferson (17 mi); Greenwood (18 mi); Mooringsport (19 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Uncertain (13 mi); Belcher (28 mi); Gilliam (30 mi).
• Smaller neighbours: 14 places smaller than Scottsville sit within 50 miles.
• Larger places within 100 miles: 181.

How Texas law applies in Scottsville

This table holds the Texas rate and licensing rules for consumer loans made to Scottsville's 335 residents.

Scottsville in state context

Against Texas's other places, Scottsville accounts for about 0.0% of the state's population and ranks 1,073rd of 1,224 by size. For population change between 2020 and 2023, Scottsville ranks 821st of 1,224 in Texas (about the 33th percentile). Its roughly 254 residents per square mile place it 1,077th among Texas's places. Within 50 miles sit 14 smaller Census places, alongside the 47 that are larger.

How personal loans work in Scottsville

In Scottsville, a small community of about 335, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Scottsville's rank of 1,073rd in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Scottsville loan is knowable in advance — unlike a revolving card balance.

What to do before borrowing in Scottsville

Before you apply in Scottsville, a community of about 335, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Texas licence with the regulator named above before committing.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

In Scottsville as elsewhere in Texas, the written terms — not the advertisement — are what count for its 335 residents.

Where Scottsville sits

The Census Gazetteer records about 1.3 square miles of land within Scottsville, with no significant water area listed. With 335 residents, the land area yields roughly 254 people per square mile. The state's population centre of gravity, Houston, is roughly 202 miles away. Scottsville has 47 larger places within a 50-mile radius. Within the same 50 miles lie 14 smaller Census places.