Personal loans in Scammon Bay, AK

By population, Scammon Bay sits at 53rd in Alaska, with an estimated 578 residents. Consumer lending that reaches Scammon Bay's 578 residents is governed by Alaska statute; no city ordinance changes it. Scammon Bay shed about 4.1% of its population between the 2020 base and the 2023 estimate. For a bigger market, look to Chevak, AK about 22 miles away.

What the Census records for Scammon Bay

Set out below is Scammon Bay's local context next to the state-level rules that reach every lender here.

• Population: about 578, ranked 53rd of 149 places in Alaska (Census Vintage 2023 subcounty estimate).
• Population trend: About 4.1% below the 2020 Census base.
• Absolute change: 25 residents lost between 2020 and 2023.
• Size percentile: Scammon Bay sits ahead of around 64% of Alaska places, at 578 people.
• Density: roughly 1,235 residents per square mile, spread over 0.5 sq mi of land.
• Land area rank: Scammon Bay's 0.5 square miles rank 146th of 149 places in Alaska.
• State share: roughly 0.1% of Alaska's residents live in Scammon Bay (578 people).
• National standing: Scammon Bay ranks 12,587th of 19,457 US places.
• Growth rank: Scammon Bay ranks 87th among Alaska's 149 places for the 2020-to-2023 change.
• State comparison: Alaska's places average -3.1% for 2020-to-2023, against Scammon Bay's 4.1%.
• Density in Alaska: Scammon Bay ranks 6th by people per square mile.
• Density vs Alaska: Scammon Bay's 1,235 people per square mile compare with a state median of 40.
• Location: 61.8419, -165.5833 (Census Gazetteer coordinates).
• Nearest larger cities: Chevak (22 mi); Hooper Bay (29 mi); Mountain Village (64 mi); Alakanuk (67 mi); Emmonak (73 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Nunam Iqua (51 mi); St. Mary's (78 mi); Nightmute (99 mi).
• Smaller places within 50 miles: 0 of them.
• At 100 miles: 7 larger Census places fall inside that radius.

Before you apply in Scammon Bay

Before you apply in Scammon Bay, a community of about 578, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Alaska licence with the regulator named above before committing.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Test the payment against your current bills before you commit.
7. Weigh a shorter term's higher payment against the interest it saves.

The process is identical across Alaska; what changes is your credit file, not the fact that Scammon Bay holds 578 people.

Getting a loan in Scammon Bay

With about 1,235 residents per square mile, Scammon Bay is moderately settled, and 2 larger Census places sit within 50 miles. A Alaska licence lets a lender serve Scammon Bay without a local office, so branch density does not change what its 578 residents are offered. The nearest bigger place is Chevak, AK about 22 miles away.

Scammon Bay: area, density and distance

Scammon Bay covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,235 people per square mile. Anchorage, the largest place in Alaska, is about 538 miles from Scammon Bay. Counting outward 50 miles, 2 larger communities surround Scammon Bay. Within the same 50 miles lie 0 smaller Census places.

How personal loans work in Scammon Bay

With roughly 578 residents, Scammon Bay is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Scammon Bay's rank of 53rd in Alaska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Scammon Bay loan but raises total interest, so the smallest payment is not the cheapest loan.

How Alaska law applies in Scammon Bay

For the roughly 578 residents of Scammon Bay, the rules below are Alaska's own; each row carries its publisher and retrieval date.