Personal loans in Satsuma, AL

At about 6,849 residents, Satsuma is larger than roughly 81% of the places in Alabama. Verify the lender's Alabama licence against the regulator named below before borrowing in Satsuma. Every figure below is Alabama's own, applied to Satsuma's 6,849 residents, with the publisher and retrieval date attached. The nearest larger city is Saraland, AL about 3 miles away.

Satsuma: population, trend and location

Set out below is Satsuma's local context next to the state-level rules that reach every lender here.

• Population: 6,849 — Satsuma ranks 89th of 462 communities in Alabama (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 1.5% since the 2020 count.
• People gained or lost: about 98 more since the 2020 base.
• Size percentile: bigger than about 81% of the places in Alabama, with 6,849 residents in Satsuma.
• Density: roughly 932 residents per square mile, spread over 7.3 sq mi of land.
• Land area: Satsuma covers 7.3 square miles, the 191st-largest area among Alabama's 462 places.
• Water: Satsuma holds about 0.05 square miles, the 162nd-largest water area in Alabama.
• Share of Alabama: Satsuma holds about 0.2% of the state's population, some 6,849 people.
• Nationally: Satsuma is the 4,040th-largest of 19,457 Census places in the dataset.
• Growth rank: Satsuma ranks 156th among Alabama's 462 places for the 2020-to-2023 change.
• Versus Alabama: the state average change is +1.0%, while Satsuma moved 1.5%.
• Density rank: Satsuma is the 44th most densely settled place in Alabama.
• Density vs Alabama: Satsuma's 932 people per square mile compare with a state median of 259.
• Location: 30.8579, -88.0634 (Census Gazetteer coordinates).
• Nearest larger cities: Saraland (3 mi); Prichard (7 mi); Mobile (13 mi); Spanish Fort (15 mi); Bay Minette (16 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Creola (3 mi); Chickasaw (6 mi); Semmes (12 mi), each with its own Census population profile.
• Smaller neighbours: 22 places smaller than Satsuma sit within 50 miles.
• At 100 miles: 34 larger Census places fall inside that radius.

How Satsuma compares across Alabama

Satsuma is the 89th-largest of 462 Census places in Alabama and contains about 0.2% of the state's people. Its 2020-to-2023 change ranks 156th of 462 Alabama places, putting it near the 66th percentile for growth. By density, at about 932 people per square mile, it ranks 44th in Alabama. In land area, Satsuma ranks 191st among Alabama's 462 places.

Satsuma on the map

Satsuma's land area is about 7.3 square miles; a further 0.05 square miles is water. The resulting density is about 932 people per square mile. Huntsville, the largest place in Alabama, is about 277 miles from Satsuma. A 50-mile radius around Satsuma takes in 15 places that are larger. The 100-mile radius contains 34 larger places.

The Satsuma borrowing checklist

Before you hand your details to a lender in Satsuma, where the population is near 6,849:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Alabama regulator's records to confirm the lender is licensed here.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Satsuma-specific: the same Alabama licensing and disclosure rules reach all 6,849 residents.

How a Satsuma personal loan is priced

A Satsuma personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 6,849 residents. A lender serving Satsuma's 6,849 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Satsuma loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The state rulebook for Satsuma

Below are the Alabama rules that apply to a loan made in Satsuma, each with the regulator that issued it.