Personal loans in Sarles, ND

Roughly 16 residents live in Sarles, the 335th-largest community in North Dakota. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Sarles loan. State law, not city hall, decides what a lender may do to Sarles's roughly 16 residents, and a state regulator supervises it. The closest larger city is Rocklake, ND about 16 miles away.

What the Census records for Sarles

Read the local figures below as context; read the sourced North Dakota table as the rulebook a lender here must follow.

• Population: a Census-estimated 16, 335th among North Dakota's 355 places (Vintage 2023).
• Population trend: A loss of roughly 5.9% between 2020 and 2023.
• People gained or lost: about 1 fewer since the 2020 base.
• Size percentile: Sarles sits ahead of around 6% of North Dakota places, at 16 people.
• Density: the Census land area of 0.3 sq mi holds about 61 people per square mile.
• Land area: Sarles covers 0.3 square miles, the 279th-largest area among North Dakota's 355 places.
• Within North Dakota: about 0.0% of the state's population lives in Sarles.
• National rank: Sarles is 19,383rd of 19,457 places nationwide.
• Growth rank: Sarles ranks 342nd among North Dakota's 355 places for the 2020-to-2023 change.
• Against the state trend: Sarles's 5.9% change compares with a North Dakota average of -1.2% across its 355 places.
• Density in North Dakota: Sarles ranks 316th by people per square mile.
• Against the state median: Sarles runs about 61 residents per square mile, where the North Dakota median is 352.
• Location: 48.9450, -98.9969 (Census Gazetteer coordinates).
• Nearest larger cities: Rocklake (16 mi); Munich (20 mi); Egeland (22 mi); Alsen (25 mi); Bisbee (28 mi). Online lenders reach Sarles no matter how far the nearest branch is.
• Nearest smaller towns: Calvin (7 mi); Hannah (14 mi); Hansboro (17 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 7 smaller Census places.
• Within 100 miles: 97 places are larger than Sarles.

A practical checklist for Sarles borrowers

These steps shape the offer you get in Sarles, a place of about 16 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the North Dakota regulator's records to confirm the lender is licensed here.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Sarles as elsewhere in North Dakota, the written terms — not the advertisement — are what count for its 16 residents.

What shapes a Sarles personal loan

Sarles is a small community of about 16 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Sarles loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Sarles loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Sarles compares across North Dakota

Within North Dakota, Sarles holds roughly 0.0% of all residents, the 335th-largest share among 355 places. Its 2020-to-2023 change ranks 342nd of 355 North Dakota places, putting it near the 4th percentile for growth. At about 61 people per square mile, Sarles is the 316th most densely settled place in North Dakota. By land area, its 0.3 square miles rank 279th of 355 places in North Dakota.

The geography behind Sarles

The Census Gazetteer records about 0.3 square miles of land within Sarles, with no significant water area listed. That land carries about 61 people per square mile. The state's population centre of gravity, Fargo, is roughly 175 miles away. Sarles has 22 larger places within a 50-mile radius. The 100-mile radius contains 97 larger places.

North Dakota consumer-lending rules applied in Sarles

For the roughly 16 residents of Sarles, the rules below are North Dakota's own; each row carries its publisher and retrieval date.