Personal loans in Sanford, TX
The trend for Sanford between 2020 and 2023 is downward by roughly 1.5%. About 131 people live in Sanford, placing it 1,186th of 1,224 Census places in Texas.
The first question in Sanford is not the rate on offer but whether the payment fits; about 131 people live here under Texas lending law. Price two or three terms so you can see which payment is truly affordable in Sanford. For the 131 people in Sanford, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a bigger market, look to Fritch, TX about 5 miles away.
Sanford by the numbers
Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.
- Population: about 131 people live here, which puts Sanford 1,186th of 1,224 Census places in Texas (Vintage 2023).
- Population trend: Lower by roughly 1.5% since the 2020 count.
- People gained or lost: about 2 fewer since the 2020 base.
- Size percentile: bigger than about 3% of the places in Texas, with 131 residents in Sanford.
- Population density: about 978 people per square mile (Census land area 0.1 sq mi).
- By land area: Sanford ranks 1,219th among Texas's 1,224 places, at 0.1 sq mi.
- Share of Texas: Sanford holds about 0.0% of the state's population, some 131 people.
- National rank: Sanford is the 17,585th most populous of the 19,457 Census places covered here.
- Growth rank: Sanford's 2020-to-2023 change ranks 1,013th of 1,224 places in Texas.
- Against the state trend: Sanford's 1.5% change compares with a Texas average of +6.5% across its 1,224 places.
- Density in Texas: Sanford ranks 525th by people per square mile.
- Density in context: Sanford's 978 people per square mile sit against a Texas median of 840.
- Location: it lies at 35.7026, -101.5318 in the Census Gazetteer.
- Nearest larger cities: Fritch (5 mi); Borger (8 mi); Stinnett (10 mi); Skellytown (22 mi); Panhandle (26 mi). Lenders licensed in the state serve Sanford whether or not they keep a local branch.
- Smaller places close by: Mobeetie (62 mi); Adrian (70 mi); Lakeview (85 mi).
- Smaller places within 50 miles: 0 of them.
- At 100 miles: 69 larger Census places fall inside that radius.
Lender access in Sanford
With about 978 residents per square mile, Sanford is moderately settled, and 22 larger Census places sit within 50 miles. Distance to a branch rarely matters for Sanford's 131 residents: the application is online and the price follows your credit file. The nearest bigger place is Fritch, TX about 5 miles away.
Where Sanford sits in Texas
Among Texas's 1,224 places, Sanford sits at 1,186th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Sanford stands 1,013th among Texas's 1,224 places — roughly the 17th percentile. By density, at about 978 people per square mile, it ranks 525th in Texas. Within 50 miles sit 0 smaller Census places, alongside the 22 that are larger.
Sanford: area, density and distance
Inside Sanford's boundaries lie about 0.1 square miles of land, with no significant water area recorded. The resulting density is about 978 people per square mile. The largest place in Texas, Houston, lies about 542 miles away. Within 50 miles of Sanford there are 22 larger Census places. Within the same 50 miles lie 0 smaller Census places.
What a Sanford borrower is actually offered
Sanford is a small community of about 131 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Sanford's 131 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Sanford loan is knowable in advance — unlike a revolving card balance.
The state rulebook for Sanford
Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Sanford lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Common questions
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Nearby places
- Fritch, TX — population 1,794
- Borger, TX — population 12,115
- Stinnett, TX — population 1,613
- Skellytown, TX — population 398
- Panhandle, TX — population 2,358
- Sunray, TX — population 1,709
- White Deer, TX — population 995
- Dumas, TX — population 14,291