Personal loans in Rye, CO

Rye is a small community of about 203 residents, and a personal loan taken out here is governed by Colorado statute. Compare APR, not the interest rate, because the APR folds in most fees on a Rye loan. Consumer lending that reaches Rye's 203 residents is governed by Colorado statute; no city ordinance changes it. For a bigger market, look to Walsenburg, CO about 22 miles away.

Rye: population, trend and location

Read the local figures below as context; read the sourced Colorado table as the rulebook a lender here must follow.

• Population: about 203 people live here, which puts Rye 235th of 270 Census places in Colorado (Vintage 2023).
• Population trend: A decline of about 1.9% across the 2020-to-2023 comparison.
• People gained or lost: about 4 fewer since the 2020 base.
• Size percentile: roughly 13% of Colorado's places have fewer residents than Rye's 203.
• Land and density: 0.1 square miles of land carry roughly 2,160 residents per square mile.
• Land area: Rye covers 0.1 square miles, the 266th-largest area among Colorado's 270 places.
• Share of state population: Rye's 203 residents are about 0.0% of Colorado.
• Nationally: Rye is the 16,445th-largest of 19,457 Census places in the dataset.
• Growth rank: Rye ranks 181st among Colorado's 270 places for the 2020-to-2023 change.
• State comparison: Colorado's places average +2.3% for 2020-to-2023, against Rye's 1.9%.
• Density rank: Rye places 44th among Colorado's places by people per square mile.
• Against the state median: Rye runs about 2,160 residents per square mile, where the Colorado median is 1,126.
• Location: mapped by the US Census Bureau at 37.9213, -104.9319.
• Nearest larger cities: Walsenburg (22 mi); La Veta (29 mi); Silver Cliff (29 mi); Pueblo (30 mi); Coal Creek (33 mi). Online lenders reach Rye no matter how far the nearest branch is.
• Smaller communities close by: Crestone (42 mi); Hooper (53 mi); Moffat (54 mi), each with its own Census population profile.
• Smaller neighbours: 1 places smaller than Rye sit within 50 miles.
• Larger places within 100 miles: 58.

Lender access in Rye

With about 2,160 residents per square mile, Rye is fairly dense, and 14 larger Census places sit within 50 miles. What is available to Rye's 203 borrowers is set by Colorado licensing and your own credit, not by how many branches are nearby. The nearest larger city, Walsenburg, CO about 22 miles away.

What to do before borrowing in Rye

Complete these steps first when you borrow in Rye (203 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Colorado regulator's records to confirm the lender is licensed here.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Decide the purpose and how you will repay it before approaching any lender.

None of these steps is Rye-specific: the same Colorado licensing and disclosure rules reach all 203 residents.

How Rye compares across Colorado

Rye is the 235th-largest of 270 Census places in Colorado and contains about 0.0% of the state's people. For population change between 2020 and 2023, Rye ranks 181st of 270 in Colorado (about the 33th percentile). By density, at about 2,160 people per square mile, it ranks 44th in Colorado. Between 2020 and 2023 the count changed by roughly 4 residents.

The anatomy of a Rye personal loan

In Rye, a small community of about 203, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Rye loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Rye decides the split between a comfortable payment and the total interest you pay.

Colorado consumer-lending rules applied in Rye

Every row below records a Colorado rule, its publisher and its retrieval date — the same rules a Rye lender must follow.