Personal loans in Ruth, NC

Population in Ruth climbed about 2.6% over the three years from 2020 to 2023. Price two or three terms so you can see which payment is truly affordable in Ruth. Borrowers who want a bigger city can look to Rutherfordton, NC about 2 miles away. Which products a lender may offer to Ruth's 355 residents follows from the North Carolina consumer-lending framework.

What the Census records for Ruth

Only a few things actually differ by place — population, area, location, and the North Carolina rules a lender must follow — and they are below.

• Population: a Census-estimated 355, 461st among North Carolina's 549 places (Vintage 2023).
• Population trend: Up about 2.6% from the 2020 Census base to the 2023 estimate.
• Absolute change: 9 residents added between 2020 and 2023.
• Size percentile: Ruth sits ahead of around 16% of North Carolina places, at 355 people.
• Density: roughly 837 residents per square mile, spread over 0.4 sq mi of land.
• Land area: Ruth covers 0.4 square miles, the 522nd-largest area among North Carolina's 549 places.
• Share of state population: Ruth's 355 residents are about 0.0% of North Carolina.
• Nationally: Ruth is the 14,546th-largest of 19,457 Census places in the dataset.
• Growth in North Carolina: Ruth stands 207th by percentage change from 2020 to 2023, among 549 places.
• Against the state trend: Ruth's 2.6% change compares with a North Carolina average of +2.9% across its 549 places.
• Density rank: Ruth places 240th among North Carolina's places by people per square mile.
• Density vs North Carolina: Ruth's 837 people per square mile compare with a state median of 758.
• Location: 35.3824, -81.9448 (Census Gazetteer coordinates).
• Nearest larger cities: Rutherfordton (2 mi); Spindale (2 mi); Forest City (5 mi); Bostic (6 mi); Ellenboro (11 mi). Living near a larger metro rarely changes what is available in Ruth.
• Smaller communities within reach: Mooresboro (15 mi); Chimney Rock Village (18 mi); Casar (21 mi).
• Smaller neighbours: 10 places smaller than Ruth sit within 50 miles.
• Within 100 miles: 281 places are larger than Ruth.

Ruth in state context

Within North Carolina, Ruth holds roughly 0.0% of all residents, the 461st-largest share among 549 places. For population change between 2020 and 2023, Ruth ranks 207th of 549 in North Carolina (about the 62th percentile). Its roughly 837 residents per square mile place it 240th among North Carolina's places. By land area, its 0.4 square miles rank 522nd of 549 places in North Carolina.

How lenders reach Ruth

Ruth is a moderately settled community of about 355 people, with 97 larger places inside a 50-mile radius. A North Carolina licence lets a lender serve Ruth without a local office, so branch density does not change what its 355 residents are offered. For a larger market, the closest option is Rutherfordton, NC about 2 miles away.

How personal loans work in Ruth

In Ruth, a small community of about 355, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Ruth. Shortening the term on a Ruth loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Land, water and location for Ruth

Ruth's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 837 people per square mile. Charlotte, the largest place in North Carolina, is about 64 miles from Ruth. A 50-mile radius around Ruth takes in 97 places that are larger. By land area it ranks 522nd of 549 North Carolina places.

What North Carolina law requires in Ruth

These are North Carolina's sourced lending facts as they reach Ruth's 355 residents; the state has no city-level rate rule.