Personal loans in Russiaville, IN
If you are weighing a personal loan in Russiaville, start from the payment you can carry; its 1,310 residents face the same statewide rules.
Read the disclosure for an origination fee and any prepayment penalty before signing in Russiaville. By population, Russiaville sits at 266th in Indiana, with an estimated 1,310 residents. For the 1,310 people in Russiaville, Indiana runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Population in Russiaville dropped about 0.8% over the three years from 2020 to 2023. A larger market lies at Kokomo, IN about 8 miles away.
Russiaville by the numbers
Set out below is Russiaville's local context next to the state-level rules that reach every lender here.
- Population: about 1,310, ranked 266th of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: About 0.8% below the 2020 Census base.
- Net change: roughly 11 fewer people than the 2020 Census counted.
- Size percentile: roughly 53% of Indiana's places have fewer residents than Russiaville's 1,310.
- Density: the Census land area of 0.9 sq mi holds about 1,464 people per square mile.
- Land area: Russiaville covers 0.9 square miles, the 300th-largest area among Indiana's 565 places.
- Share of state population: Russiaville's 1,310 residents are about 0.0% of Indiana.
- National rank: Russiaville is 9,232nd of 19,457 places nationwide.
- Growth rank: Russiaville's 2020-to-2023 change ranks 412th of 565 places in Indiana.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Russiaville's 0.8%.
- Density rank: Russiaville is the 252nd most densely settled place in Indiana.
- Density vs Indiana: Russiaville's 1,464 people per square mile compare with a state median of 1,375.
- Location: mapped by the US Census Bureau at 40.4189, -86.2728.
- Nearest larger cities: Kokomo (8 mi); Tipton (15 mi); Flora (16 mi); Frankfort (16 mi); Greentown (17 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: Burlington (8 mi); Michigantown (9 mi); Kempton (9 mi).
- Smaller neighbours: 72 places smaller than Russiaville sit within 50 miles.
- Larger places within 100 miles: 237.
The state rulebook for Russiaville
Read the table as a lender's compliance picture for Russiaville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
How lenders reach Russiaville
At roughly 1,464 people per square mile, Russiaville is moderately settled; 66 larger places lie within 50 miles. A Indiana licence lets a lender serve Russiaville without a local office, so branch density does not change what its 1,310 residents are offered. The nearest bigger place is Kokomo, IN about 8 miles away.
Russiaville against the rest of Indiana
Set beside Indiana's 565 places, Russiaville ranks 266th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 412th of 565 Indiana places, putting it near the 27th percentile for growth. At about 1,464 people per square mile, Russiaville is the 252nd most densely settled place in Indiana. Between 2020 and 2023 the count changed by roughly 11 residents.
Russiaville on the map
The Census Gazetteer records about 0.9 square miles of land within Russiaville, with no significant water area listed. The resulting density is about 1,464 people per square mile. The state's population centre of gravity, Fort Wayne, is roughly 75 miles away. A 50-mile radius around Russiaville takes in 66 places that are larger. By land area it ranks 300th of 565 Indiana places.
Inside a Russiaville personal loan
With roughly 1,310 residents, Russiaville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Russiaville loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Russiaville decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Burlington, IN — population 524
- Kempton, IN — population 279
- Michigantown, IN — population 424
- Kokomo, IN — population 59,890
- Galveston, IN — population 1,276
- Sharpsville, IN — population 543
- Kirklin, IN — population 705
- Walton, IN — population 985