Personal loans in Russellville, MO
In Russellville, one of 937 Census places in Missouri, the figure to compare across lenders is the APR, not the advertised rate. With 791 residents, Russellville outranks about 60% of the communities in Missouri.
If debt is already a strain, a nonprofit credit counsellor can help Russellville residents before they take on more. Russellville gained roughly 1.8% in population across the 2020-to-2023 comparison. For the 791 people in Russellville, Missouri runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A larger market lies at St. Martins, MO about 8 miles away.
Russellville: population, trend and location
Only a few things actually differ by place — population, area, location, and the Missouri rules a lender must follow — and they are below.
- Population: about 791 people live here, which puts Russellville 376th of 937 Census places in Missouri (Vintage 2023).
- Population trend: A gain of roughly 1.8% between 2020 and 2023.
- Net change: roughly 14 more people than the 2020 Census counted.
- Size percentile: with 791 residents, Russellville is larger than about 60% of Missouri's Census places.
- Density: the Census land area of 0.9 sq mi holds about 908 people per square mile.
- Land area: Russellville covers 0.9 square miles, the 452nd-largest area among Missouri's 937 places.
- State share: roughly 0.0% of Missouri's residents live in Russellville (791 people).
- National rank: Russellville is 11,233rd of 19,457 places nationwide.
- Growth in Missouri: Russellville stands 280th by percentage change from 2020 to 2023, among 937 places.
- Against the state trend: Russellville's 1.8% change compares with a Missouri average of +0.8% across its 937 places.
- Density in Missouri: Russellville ranks 365th by people per square mile.
- Against the state median: Russellville runs about 908 residents per square mile, where the Missouri median is 743.
- Location: 38.5123, -92.4392 (US Census Bureau Gazetteer).
- Nearest larger cities: St. Martins (8 mi); California (11 mi); Eldon (13 mi); Wardsville (14 mi); Jefferson City (15 mi). Living near a larger metro rarely changes what is available in Russellville.
- Smaller communities within reach: Lohman (5 mi); Centertown (7 mi); Olean (9 mi).
- Smaller places within 50 miles: 50 of them.
- Larger places within 100 miles: 127.
The geography behind Russellville
Russellville covers about 0.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 908 people per square mile. Kansas City, the largest place in Missouri, is about 121 miles from Russellville. A 50-mile radius around Russellville takes in 33 places that are larger. By land area it ranks 452nd of 937 Missouri places.
Russellville's place among Missouri's 937 places
Set beside Missouri's 937 places, Russellville ranks 376th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Russellville stands 280th among Missouri's 937 places — roughly the 70th percentile. By density, at about 908 people per square mile, it ranks 365th in Missouri. Between 2020 and 2023 the count changed by roughly 14 residents.
A practical checklist for Russellville borrowers
Before you apply in Russellville, a community of about 791, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Missouri regulator's licence list.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
The process is identical across Missouri; what changes is your credit file, not the fact that Russellville holds 791 people.
What a Russellville borrower is actually offered
With roughly 791 residents, Russellville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Russellville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Russellville loan is knowable in advance — unlike a revolving card balance.
Missouri rules behind a Russellville personal loan
The rows below set out what a licensed lender must follow in Missouri, and so for Russellville's roughly 791 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
Common questions
What are my options in Russellville if my credit is poor?
What loan size can I expect in Russellville?
Do I have to pledge anything to borrow in Russellville?
Does comparing loans in Russellville cost me credit score points?
Nearby places
- Lohman, MO — population 177
- Centertown, MO — population 291
- St. Martins, MO — population 1,215
- Olean, MO — population 118
- California, MO — population 4,520
- Eldon, MO — population 4,602
- Hartsburg, MO — population 137
- Wardsville, MO — population 1,631