Personal loans in Rushville, NY
Rushville ranks 481st of 595 places in New York, with a population near 677. Rushville's population held flat through the 2020-to-2023 comparison. Personal loans in Rushville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 677 population. State law, not city hall, decides what a lender may do to Rushville's roughly 677 residents, and a state regulator supervises it. Begin with the payment, then weigh APR and total interest across the lenders that reach Rushville's 677 residents. Borrowers who want a bigger city can look to Canandaigua, NY about 9 miles away.
What the Census records for Rushville
Read the local figures below as context; read the sourced New York table as the rulebook a lender here must follow.
- Population: about 677, ranked 481st of 595 places in New York (Census Vintage 2023 subcounty estimate).
- Population trend: Steady across the 2020-to-2023 comparison.
- Size percentile: roughly 19% of New York's places have fewer residents than Rushville's 677.
- Land and density: 0.7 square miles of land carry roughly 1,000 residents per square mile.
- Land area: Rushville covers 0.7 square miles, the 488th-largest area among New York's 595 places.
- Share of state population: Rushville's 677 residents are about 0.0% of New York.
- National rank: Rushville sits 11,938th by population among the 19,457 places in this dataset.
- Growth rank: Rushville's 2020-to-2023 change ranks 99th of 595 places in New York.
- Against the state trend: Rushville's 0.0% change compares with a New York average of -1.1% across its 595 places.
- Density in New York: Rushville ranks 401st by people per square mile.
- Density in context: Rushville's 1,000 people per square mile sit against a New York median of 1,515.
- Location: 42.7612 / -77.2280, per the US Census Bureau Gazetteer.
- Nearest larger cities: Canandaigua (9 mi); Penn Yan (11 mi); Naples (13 mi); Shortsville (13 mi); Bloomfield (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Dresden (15 mi); Ovid (21 mi); Lodi (23 mi).
- Smaller places within 50 miles: 21 of them.
- Within 100 miles: 206 places are larger than Rushville.
What is available to Rushville borrowers
At roughly 1,000 people per square mile, Rushville is moderately settled; 75 larger places lie within 50 miles. Distance to a branch rarely matters for Rushville's 677 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Canandaigua, NY about 9 miles away.
The Rushville borrowing checklist
Complete these steps first when you borrow in Rushville (677 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's New York licence with the regulator listed on this page.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
The process is identical across New York; what changes is your credit file, not the fact that Rushville holds 677 people.
What New York law requires in Rushville
Read the table as a lender's compliance picture for Rushville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed Lender license required (Banking Law Article 9, sections 340-361); administered via NMLS Source says: "The Department of Financial Services uses the Nationwide Multistate Licensing System and Registry (NMLS) to manage the Licensed Lender License." | New York State Department of Financial Services as of 2026-09-16 |
Rushville's place among New York's 595 places
Set beside New York's 595 places, Rushville ranks 481st by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Rushville stands 99th among New York's 595 places — roughly the 83th percentile. By density, at about 1,000 people per square mile, it ranks 401st in New York. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.
Land, water and location for Rushville
Rushville covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,000 residents per square mile. New York, the largest place in New York, is about 223 miles from Rushville. A 50-mile radius around Rushville takes in 75 places that are larger. Within the same 50 miles lie 21 smaller Census places.
Common questions
What are my options in Rushville if my credit is poor?
What loan size can I expect in Rushville?
Do I have to pledge anything to borrow in Rushville?
Does comparing loans in Rushville cost me credit score points?
Nearby places
- Canandaigua, NY — population 10,480
- Shortsville, NY — population 1,367
- Penn Yan, NY — population 5,062
- Manchester, NY — population 1,631
- Clifton Springs, NY — population 2,169
- Naples, NY — population 955
- Bloomfield, NY — population 1,298
- Phelps, NY — population 1,856