Personal loans in Rozel, KS

Rozel is a small community in Kansas, with an estimated 99 residents, and every licensed lender here follows the same state rulebook. The 2020 count to the 2023 estimate shows about 2.9% decline in Rozel. Decide the purpose of the loan and your repayment plan before sharing any details with a Rozel lender. The closest larger place is Burdett, KS about 7 miles away.

Local context for Rozel

Here is the sourced Census picture for Rozel, plus the Kansas lending rules that apply to a loan taken out here.

• Population: 99 — Rozel ranks 498th of 625 communities in Kansas (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 2.9% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
• Size percentile: about 20% of Kansas communities are smaller than Rozel (99 residents).
• Density: roughly 513 residents per square mile, spread over 0.2 sq mi of land.
• Land area: Rozel covers 0.2 square miles, the 532nd-largest area among Kansas's 625 places.
• State population share: Rozel accounts for about 0.0% of everyone in Kansas.
• National rank: Rozel sits 18,150th by population among the 19,457 places in this dataset.
• Growth in Kansas: Rozel stands 514th by percentage change from 2020 to 2023, among 625 places.
• Against the state trend: Rozel's 2.9% change compares with a Kansas average of -1.0% across its 625 places.
• Density rank: Rozel places 434th among Kansas's places by people per square mile.
• Density in context: Rozel's 513 people per square mile sit against a Kansas median of 764.
• Location: 38.1954, -99.4033 (US Census Bureau Gazetteer).
• Nearest larger cities: Burdett (7 mi); Garfield (12 mi); Larned (16 mi); Hanston (18 mi); Kinsley (19 mi). A branch is convenient; it is not what sets your APR.
• Smaller places nearby: Alexander (21 mi); Timken (23 mi); Belpre (24 mi).
• Smaller places within 50 miles: 13 of them.
• At 100 miles: 126 larger Census places fall inside that radius.

How Rozel compares across Kansas

Within Kansas, Rozel holds roughly 0.0% of all residents, the 498th-largest share among 625 places. For population change between 2020 and 2023, Rozel ranks 514th of 625 in Kansas (about the 18th percentile). By density, at about 513 people per square mile, it ranks 434th in Kansas. Between 2020 and 2023 the count changed by roughly 3 residents.

Getting a loan in Rozel

With about 513 residents per square mile, Rozel is moderately settled, and 36 larger Census places sit within 50 miles. A Kansas licence lets a lender serve Rozel without a local office, so branch density does not change what its 99 residents are offered. The nearest bigger place is Burdett, KS about 7 miles away.

The Rozel borrowing checklist

Before you apply in Rozel, a community of about 99, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Kansas regulator's licence records before you sign.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Weigh a shorter term's higher payment against the interest it saves.

None of these steps is Rozel-specific: the same Kansas licensing and disclosure rules reach all 99 residents.

Where Rozel sits

Rozel's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 513 people per square mile. The state's population centre of gravity, Wichita, is roughly 117 miles away. A 50-mile radius around Rozel takes in 36 places that are larger. The 100-mile radius contains 126 larger places.

What Kansas law requires in Rozel

Kansas has no separate rate rule for Rozel; the sourced rows below are what reach every lender that serves its 99 people.