Personal loans in Rosston, AR
The roughly 269 people who live in Rosston borrow under Arkansas rules; city hall sets no personal-loan rate. By population, Rosston sits at 339th in Arkansas, with an estimated 269 residents.
For a bigger market, look to Emmet, AR about 14 miles away. A 2020-to-2023 comparison shows Rosston down by about 0.4%. A lender that serves Rosston operates under Arkansas lending statutes and a Arkansas supervisor. Work out your debt-to-income ratio first; lenders weigh it heavily, and Rosston's 269 residents are no exception.
Local context for Rosston
Most of what governs a Rosston loan is written in Arkansas law rather than in the city; the sourced notes below make that split concrete.
- Population: about 269 people live here, which puts Rosston 339th of 500 Census places in Arkansas (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 0.4%.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: Rosston's 269 people outrank roughly 32% of the places in Arkansas.
- Land and density: 4.4 square miles of land carry roughly 61 residents per square mile.
- By land area: Rosston ranks 138th among Arkansas's 500 places, at 4.4 sq mi.
- Water area: Rosston has 0.02 square miles of water, ranking 145th of 500 places in Arkansas.
- State share: roughly 0.0% of Arkansas's residents live in Rosston (269 people).
- National rank: Rosston sits 15,508th by population among the 19,457 places in this dataset.
- Growth rank: Rosston's 2020-to-2023 change ranks 256th of 500 places in Arkansas.
- State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Rosston's 0.4%.
- Density rank: Rosston is the 483rd most densely settled place in Arkansas.
- Density vs Arkansas: Rosston's 61 people per square mile compare with a state median of 386.
- Location: it lies at 33.5880, -93.2869 in the Census Gazetteer.
- Nearest larger cities: Emmet (14 mi); Prescott (16 mi); Waldo (16 mi); Stephens (17 mi); McNeil (17 mi). Lenders licensed in the state serve Rosston whether or not they keep a local branch.
- Nearest smaller towns: Cale (4 mi); Willisville (5 mi); Bodcaw (6 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 24 smaller Census places.
- Larger places within 100 miles: 158.
What Arkansas law requires in Rosston
Read the table as a lender's compliance picture for Rosston: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
The geography behind Rosston
Rosston's land area is about 4.4 square miles; a further 0.02 square miles is water. That land carries about 61 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 95 miles. Within 50 miles of Rosston there are 43 larger Census places. By land area it ranks 138th of 500 Arkansas places.
How lenders reach Rosston
Rosston is sparsely settled, with about 61 people per square mile and 43 larger places within 50 miles. Distance to a branch rarely matters for Rosston's 269 residents: the application is online and the price follows your credit file. The nearest larger city, Emmet, AR about 14 miles away.
The anatomy of a Rosston personal loan
A Rosston personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 269 residents. Federal Truth in Lending rules require a Rosston lender to disclose the APR and finance charge before you sign. The term you choose in Rosston decides the split between a comfortable payment and the total interest you pay.
Where Rosston sits in Arkansas
Set beside Arkansas's 500 places, Rosston ranks 339th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Rosston ranks 256th of 500 in Arkansas (about the 49th percentile). At about 61 people per square mile, Rosston is the 483rd most densely settled place in Arkansas. The population moved by about 1 people between 2020 and 2023, a 0.4% shift.
Common questions
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Nearby places
- Cale, AR — population 75
- Willisville, AR — population 146
- Bodcaw, AR — population 118
- Bluff City, AR — population 113
- Emmet, AR — population 401
- Waldo, AR — population 1,119
- Prescott, AR — population 3,011
- McNeil, AR — population 373