Personal loans in Roselle, NJ

The Roselle data picture

Here is the sourced Census picture for Roselle, plus the New Jersey lending rules that apply to a loan taken out here.

• Population: a Census-estimated 22,342, 43rd among New Jersey's 323 places (Vintage 2023).
• Population trend: Roughly 1.5% fewer residents than the 2020 Census counted.
• Absolute change: 351 residents lost between 2020 and 2023.
• Size percentile: about 87% of New Jersey's Census places are smaller than Roselle.
• Population density: about 8,479 people per square mile (Census land area 2.6 sq mi).
• Land area: Roselle covers 2.6 square miles, the 120th-largest area among New Jersey's 323 places.
• Water: Roselle holds about 0.01 square miles, the 250th-largest water area in New Jersey.
• State share: roughly 0.5% of New Jersey's residents live in Roselle (22,342 people).
• National rank: Roselle is the 1,721st most populous of the 19,457 Census places covered here.
• Growth rank: Roselle's 2020-to-2023 change ranks 281st of 323 places in New Jersey.
• Versus New Jersey: the state average change is +0.3%, while Roselle moved 1.5%.
• Density rank: Roselle places 37th among New Jersey's places by people per square mile.
• Against the state median: Roselle runs about 8,479 residents per square mile, where the New Jersey median is 3,448.
• Location: latitude 40.6522, longitude -74.2602 (Census Gazetteer).
• Nearest larger cities: Linden (2 mi); Rahway (3 mi); Elizabeth (4 mi); Westfield (4 mi); Carteret (5 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Roselle Park (1 mi); Kenilworth (2 mi); Garwood (3 mi).
• Smaller places within 50 miles: 319 of them.
• At 100 miles: 88 larger Census places fall inside that radius.

What shapes a Roselle personal loan

With roughly 22,342 residents, Roselle is a smaller city; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Roselle can be quoted different APRs on the same amount and term. Shortening the term on a Roselle loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Roselle sits

Roselle covers about 2.6 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). With 22,342 residents, the land area yields roughly 8,479 people per square mile. The largest place in New Jersey, Newark, lies about 7 miles away. Counting outward 50 miles, 56 larger communities surround Roselle. The 100-mile radius contains 88 larger places.

Lender access in Roselle

At roughly 8,479 people per square mile, Roselle is densely built; 56 larger places lie within 50 miles. Whether Roselle has a local branch or not, a New Jersey-licensed lender can serve its 22,342 people online on the same terms. For a larger market, the closest option is Linden, NJ about 2 miles away.

Roselle in state context

Against New Jersey's other places, Roselle accounts for about 0.5% of the state's population and ranks 43rd of 323 by size. On the 2020-to-2023 trend, Roselle stands 281st among New Jersey's 323 places — roughly the 13th percentile. Its roughly 8,479 residents per square mile place it 37th among New Jersey's places. In land area, Roselle ranks 120th among New Jersey's 323 places.

New Jersey consumer-lending rules applied in Roselle

Every row below records a New Jersey rule, its publisher and its retrieval date — the same rules a Roselle lender must follow.