Personal loans in Rose Hill, IA

Work out your debt-to-income ratio first; lenders weigh it heavily, and Rose Hill's 157 residents are no exception. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Rose Hill's 157 residents. Rose Hill lost roughly 1.9% of its population across the 2020-to-2023 comparison. A larger market lies at Delta, IA about 7 miles away.

What the Census records for Rose Hill

Rose Hill is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 157 residents, 726th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 1.9% since the 2020 count.
• Net change: roughly 3 fewer people than the 2020 Census counted.
• Size percentile: about 23% of Iowa's Census places are smaller than Rose Hill.
• Density: the Census land area of 0.1 sq mi holds about 1,106 people per square mile.
• Land area rank: Rose Hill's 0.1 square miles rank 897th of 940 places in Iowa.
• Share of Iowa: Rose Hill holds about 0.0% of the state's population, some 157 people.
• Nationally: Rose Hill is the 17,185th-largest of 19,457 Census places in the dataset.
• Growth rank: Rose Hill's 2020-to-2023 change ranks 604th of 940 places in Iowa.
• Versus Iowa: the state average change is -0.7%, while Rose Hill moved 1.9%.
• Density rank: Rose Hill is the 212th most densely settled place in Iowa.
• Against the state median: Rose Hill runs about 1,106 residents per square mile, where the Iowa median is 672.
• Location: coordinates 41.3204, -92.4636 (US Census Bureau Gazetteer).
• Nearest larger cities: Delta (7 mi); Fremont (8 mi); What Cheer (8 mi); University Park (8 mi); Oskaloosa (9 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Keomah Village (4 mi); Thornburg (12 mi); Gibson (12 mi).
• Within a 50-mile radius: 35 smaller Census places.
• At 100 miles: 394 larger Census places fall inside that radius.

Where Rose Hill sits in Iowa

Set beside Iowa's 940 places, Rose Hill ranks 726th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Rose Hill stands 604th among Iowa's 940 places — roughly the 36th percentile. Its roughly 1,106 residents per square mile place it 212th among Iowa's places. Between 2020 and 2023 the count changed by roughly 3 residents.

Getting a loan in Rose Hill

With about 1,106 residents per square mile, Rose Hill is moderately settled, and 92 larger Census places sit within 50 miles. Whether Rose Hill has a local branch or not, a Iowa-licensed lender can serve its 157 people online on the same terms. For a larger market, the closest option is Delta, IA about 7 miles away.

Rose Hill: area, density and distance

Rose Hill covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 157 residents, the land area yields roughly 1,106 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 62 miles. Within 50 miles of Rose Hill there are 92 larger Census places. Within the same 50 miles lie 35 smaller Census places.

Inside a Rose Hill personal loan

In Rose Hill, a small community of about 157, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Rose Hill can be quoted different APRs on the same amount and term. The term you choose in Rose Hill decides the split between a comfortable payment and the total interest you pay.

The state rulebook for Rose Hill

Read the table as a lender's compliance picture for Rose Hill: the rule, the sourced figure, the publisher and the date.