Personal loans in Rollingstone, MN
At about 677 residents, Rollingstone is larger than roughly 50% of the places in Minnesota. Census figures put the 2020-to-2023 increase in Rollingstone at about 1.5%.
The roughly 677 people who live in Rollingstone borrow under Minnesota rules; city hall sets no personal-loan rate. Lenders active in Rollingstone report to a Minnesota supervisor, identified in the sourced rows below. Judge Rollingstone offers on total cost, not on how quickly the money arrives. The closest larger place is Stockton, MN about 6 miles away.
Where Rollingstone stands
Rollingstone is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 677 residents, 428th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 1.5% since the 2020 count.
- Net change: roughly 10 more people than the 2020 Census counted.
- Size percentile: roughly 50% of Minnesota's places have fewer residents than Rollingstone's 677.
- Density: the Census land area of 0.4 sq mi holds about 1,556 people per square mile.
- Land area rank: Rollingstone's 0.4 square miles rank 721st of 853 places in Minnesota.
- Share of state population: Rollingstone's 677 residents are about 0.0% of Minnesota.
- National standing: Rollingstone ranks 11,937th of 19,457 US places.
- Growth rank: Rollingstone ranks 203rd among Minnesota's 853 places for the 2020-to-2023 change.
- Against the state trend: Rollingstone's 1.5% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Rollingstone places 124th among Minnesota's places by people per square mile.
- Density vs Minnesota: Rollingstone's 1,556 people per square mile compare with a state median of 607.
- Location: 44.0994, -91.8186 (US Census Bureau Gazetteer).
- Nearest larger cities: Stockton (6 mi); Goodview (6 mi); Fountain City (7 mi); Winona (8 mi); Lewiston (8 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Minnesota City (3 mi); Altura (7 mi); Minneiska (7 mi).
- Within a 50-mile radius: 35 smaller Census places.
- Larger places within 100 miles: 276.
Where Rollingstone sits in Minnesota
Among Minnesota's 853 places, Rollingstone sits at 428th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 203rd of 853 Minnesota places, putting it near the 76th percentile for growth. By density, at about 1,556 people per square mile, it ranks 124th in Minnesota. Between 2020 and 2023 the count changed by roughly 10 residents.
The anatomy of a Rollingstone personal loan
Rollingstone is a small community of about 677 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Rollingstone's rank of 428th in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Rollingstone loan but raises total interest, so the smallest payment is not the cheapest loan.
Before you apply in Rollingstone
Complete these steps first when you borrow in Rollingstone (677 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Minnesota regulator's licence list.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Rollingstone-specific: the same Minnesota licensing and disclosure rules reach all 677 residents.
Where Rollingstone sits
The Census Gazetteer records about 0.4 square miles of land within Rollingstone, with no significant water area listed. With 677 residents, the land area yields roughly 1,556 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 93 miles away. Counting outward 50 miles, 59 larger communities surround Rollingstone. By land area it ranks 721st of 853 Minnesota places.
Which Minnesota laws govern a loan in Rollingstone
Read the table as a lender's compliance picture for Rollingstone: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Common questions
What are my options in Rollingstone if my credit is poor?
What loan size can I expect in Rollingstone?
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Does comparing loans in Rollingstone cost me credit score points?
Nearby places
- Minnesota City, MN — population 184
- Stockton, MN — population 816
- Goodview, MN — population 4,087
- Minneiska, MN — population 97
- Lewiston, MN — population 1,507
- Cochrane, WI — population 419
- Altura, MN — population 465
- Fountain City, WI — population 778