Personal loans in Roland, IA

The Census estimates 1,354 residents in Roland, which ranks it 224th of 940 places in Iowa. Price two or three terms so you can see which payment is truly affordable in Roland. Roland shed about 0.5% of its population between the 2020 base and the 2023 estimate. The closest larger city is Story City, IA about 5 miles away.

The Roland data picture

Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.

• Population: 1,354 residents; Roland is the 224th-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: About 0.5% below the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a loss of about 7 residents.
• Size percentile: with 1,354 residents, Roland is larger than about 76% of Iowa's Census places.
• Land and density: 1.2 square miles of land carry roughly 1,156 residents per square mile.
• By land area: Roland ranks 327th among Iowa's 940 places, at 1.2 sq mi.
• Share of Iowa: Roland holds about 0.1% of the state's population, some 1,354 people.
• National standing: Roland ranks 9,093rd of 19,457 US places.
• Growth in Iowa: Roland stands 346th by percentage change from 2020 to 2023, among 940 places.
• Against the state trend: Roland's 0.5% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Roland places 184th among Iowa's places by people per square mile.
• Density in context: Roland's 1,156 people per square mile sit against a Iowa median of 672.
• Location: 42.1658 / -93.5030, per the US Census Bureau Gazetteer.
• Nearest larger cities: Story City (5 mi); Nevada (10 mi); Ames (11 mi); Huxley (19 mi); State Center (20 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: McCallsburg (6 mi); Randall (7 mi); Gilbert (8 mi).
• Smaller places within 50 miles: 103 of them.
• At 100 miles: 125 larger Census places fall inside that radius.

How Roland compares across Iowa

Within Iowa, Roland holds roughly 0.1% of all residents, the 224th-largest share among 940 places. Its 2020-to-2023 change ranks 346th of 940 Iowa places, putting it near the 63th percentile for growth. At about 1,156 people per square mile, Roland is the 184th most densely settled place in Iowa. Within 50 miles sit 103 smaller Census places, alongside the 52 that are larger.

What is available to Roland borrowers

At roughly 1,156 people per square mile, Roland is moderately settled; 52 larger places lie within 50 miles. A Iowa licence lets a lender serve Roland without a local office, so branch density does not change what its 1,354 residents are offered. For a larger market, the closest option is Story City, IA about 5 miles away.

What Iowa law requires in Roland

This table holds the Iowa rate and licensing rules for consumer loans made to Roland's 1,354 residents.

The anatomy of a Roland personal loan

With roughly 1,354 residents, Roland is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Roland lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Roland loan but raises total interest, so the smallest payment is not the cheapest loan.

What to do before borrowing in Roland

Complete these steps first when you borrow in Roland (1,354 residents):

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Iowa licence with the regulator listed on this page.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Check that the monthly payment fits your budget next to your existing obligations.

What differs between Roland and the rest of Iowa is not the process but the borrower's own file, among the 1,354 people here.