Personal loans in Rogersville, AL
State law, not city hall, decides what a lender may do to Rogersville's roughly 1,385 residents, and a state regulator supervises it. The Census estimates 1,385 residents in Rogersville, which ranks it 228th of 462 places in Alabama.
Personal loans in Rogersville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,385 population. Rogersville gained roughly 8.4% in population across the 2020-to-2023 comparison. Decide the purpose of the loan and your repayment plan before sharing any details with a Rogersville lender. The nearest larger metro is Athens, AL about 19 miles away.
Rogersville: population, trend and location
Here is the sourced Census picture for Rogersville, plus the Alabama lending rules that apply to a loan taken out here.
- Population: 1,385 people, a figure that places Rogersville 228th among the 462 Census places in Alabama (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 8.4% between 2020 and 2023.
- People gained or lost: about 107 more since the 2020 base.
- Size percentile: roughly 51% of Alabama places rank below Rogersville.
- Density: the Census land area of 3.0 sq mi holds about 457 people per square mile.
- By land area: Rogersville ranks 330th among Alabama's 462 places, at 3.0 sq mi.
- State population share: Rogersville accounts for about 0.0% of everyone in Alabama.
- National standing: Rogersville ranks 8,997th of 19,457 US places.
- Growth rank: Rogersville's 2020-to-2023 change ranks 29th of 462 places in Alabama.
- Against the state trend: Rogersville's 8.4% change compares with a Alabama average of +1.0% across its 462 places.
- Density rank: Rogersville is the 128th most densely settled place in Alabama.
- Density in context: Rogersville's 457 people per square mile sit against a Alabama median of 259.
- Location: mapped by the US Census Bureau at 34.8277, -87.2841.
- Nearest larger cities: Athens (19 mi); Loretto (20 mi); Trinity (20 mi); Muscle Shoals (21 mi); Florence (21 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: Anderson (6 mi); North Courtland (10 mi); Lexington (10 mi).
- Within a 50-mile radius: 34 smaller Census places.
- Larger places within 100 miles: 160.
Rogersville on the map
Inside Rogersville's boundaries lie about 3.0 square miles of land, with no significant water area recorded. The resulting density is about 457 people per square mile. For the state's biggest city, Huntsville, the distance is roughly 36 miles. Counting outward 50 miles, 23 larger communities surround Rogersville. Within the same 50 miles lie 34 smaller Census places.
Rogersville's place among Alabama's 462 places
Rogersville is the 228th-largest of 462 Census places in Alabama and contains about 0.0% of the state's people. For population change between 2020 and 2023, Rogersville ranks 29th of 462 in Alabama (about the 94th percentile). By density, at about 457 people per square mile, it ranks 128th in Alabama. By land area, its 3.0 square miles rank 330th of 462 places in Alabama.
What is available to Rogersville borrowers
Rogersville is lightly settled, with about 457 people per square mile and 23 larger places within 50 miles. Distance to a branch rarely matters for Rogersville's 1,385 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Athens, AL about 19 miles away.
Which Alabama laws govern a loan in Rogersville
Alabama has no separate rate rule for Rogersville; the sourced rows below are what reach every lender that serves its 1,385 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act. | Alabama State Banking Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum without a written contract; 8% per annum by written contract Source says: "except by written contract is $6 upon $100 for one year"; "the rate of interest by written contract is not to exceed $8 upon $100 for one year". (Code text retrieved from the Alabama Legislature's official Code of Alabama service.) | Alabama Legislature — Code of Alabama 1975, § 8-8-1 as of 2026-09-16 |
| Payday lending status | Permitted — deferred presentment services licensed by the supervisor; maximum advance $500; maximum fee 17.5% of amount advanced Source says: "a maximum fee on any deferred presentment transaction not to exceed 17.5 percent of the amount advanced"; "The maximum amount that may be advanced in any deferred presentment transaction is five hundred dollars ($500)". | Alabama State Banking Department — Deferred Presentment Services Act (Code of Alabama §§ 5-18A-1 et seq.) as of 2026-09-16 |
The Rogersville borrowing checklist
For Rogersville's roughly 1,385 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the Alabama regulator's licence list.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
None of these steps is Rogersville-specific: the same Alabama licensing and disclosure rules reach all 1,385 residents.
Common questions
What are my options in Rogersville if my credit is poor?
What loan size can I expect in Rogersville?
Do I have to pledge anything to borrow in Rogersville?
Does comparing loans in Rogersville cost me credit score points?
Nearby places
- Anderson, AL — population 255
- North Courtland, AL — population 490
- Lexington, AL — population 735
- Courtland, AL — population 588
- Town Creek, AL — population 1,063
- Lester, AL — population 119
- Hillsboro, AL — population 406
- Killen, AL — population 1,035