Personal loans in Rockville Centre, NY
Rockville Centre counts about 25,578 people, and what is genuinely local about borrowing here is limited — New York law does the governing. At about 25,578 residents, Rockville Centre is larger than roughly 94% of the places in New York.
Use the calculator on this page to price an amount and term before you commit in Rockville Centre. Rockville Centre shed about 1.7% of its population between the 2020 base and the 2023 estimate. Which products a lender may offer to Rockville Centre's 25,578 residents follows from the New York consumer-lending framework. The nearest larger metro is Freeport, NY about 3 miles away.
Rockville Centre: population, trend and location
The figures below are Rockville Centre's own — Census population, land area and coordinates — followed by the New York rules.
- Population: the Census counts 25,578 residents in Rockville Centre (Vintage 2023 subcounty estimate), the 36th-largest figure among New York's 595 places.
- Population trend: A decline of about 1.7% across the 2020-to-2023 comparison.
- People gained or lost: about 431 fewer since the 2020 base.
- Size percentile: Rockville Centre sits ahead of around 94% of New York places, at 25,578 people.
- Land and density: 3.3 square miles of land carry roughly 7,868 residents per square mile.
- Land area: Rockville Centre covers 3.3 square miles, the 111th-largest area among New York's 595 places.
- Water area: Rockville Centre has 0.09 square miles of water, ranking 150th of 595 places in New York.
- State population share: Rockville Centre accounts for about 0.2% of everyone in New York.
- National standing: Rockville Centre ranks 1,530th of 19,457 US places.
- Growth in New York: Rockville Centre stands 327th by percentage change from 2020 to 2023, among 595 places.
- Versus New York: the state average change is -1.1%, while Rockville Centre moved 1.7%.
- Density in New York: Rockville Centre ranks 34th by people per square mile.
- Against the state median: Rockville Centre runs about 7,868 residents per square mile, where the New York median is 1,515.
- Location: coordinates 40.6640, -73.6380 (US Census Bureau Gazetteer).
- Nearest larger cities: Freeport (3 mi); Hempstead (3 mi); Valley Stream (4 mi); Long Beach (6 mi); Lindenhurst (14 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: Malverne (2 mi); Lynbrook (2 mi); East Rockaway (2 mi).
- Smaller neighbours: 270 places smaller than Rockville Centre sit within 50 miles.
- At 100 miles: 73 larger Census places fall inside that radius.
Where Rockville Centre sits in New York
Set beside New York's 595 places, Rockville Centre ranks 36th by population and holds about 0.2% of the state total. For population change between 2020 and 2023, Rockville Centre ranks 327th of 595 in New York (about the 45th percentile). Its roughly 7,868 residents per square mile place it 34th among New York's places. The population moved by about 431 people between 2020 and 2023, a 1.7% shift.
Before you apply in Rockville Centre
These steps shape the offer you get in Rockville Centre, a place of about 25,578 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the New York regulator's licence list.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
What differs between Rockville Centre and the rest of New York is not the process but the borrower's own file, among the 25,578 people here.
Land, water and location for Rockville Centre
The Census Gazetteer records 3.3 square miles of land and 0.09 square miles of water within Rockville Centre. That land carries about 7,868 people per square mile. The largest place in New York, New York, lies about 16 miles away. Counting outward 50 miles, 47 larger communities surround Rockville Centre. The 100-mile radius contains 73 larger places.
How lenders reach Rockville Centre
With about 7,868 residents per square mile, Rockville Centre is densely built, and 47 larger Census places sit within 50 miles. Distance to a branch rarely matters for Rockville Centre's 25,578 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Freeport, NY about 3 miles away.
The state rulebook for Rockville Centre
For the roughly 25,578 residents of Rockville Centre, the rules below are New York's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed Lender license required (Banking Law Article 9, sections 340-361); administered via NMLS Source says: "The Department of Financial Services uses the Nationwide Multistate Licensing System and Registry (NMLS) to manage the Licensed Lender License." | New York State Department of Financial Services as of 2026-09-16 |
Common questions
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Nearby places
- East Rockaway, NY — population 10,010
- Malverne, NY — population 8,417
- Lynbrook, NY — population 20,071
- Hempstead, NY — population 58,225
- Freeport, NY — population 43,756
- Hewlett Harbor, NY — population 1,320
- Island Park, NY — population 4,976
- Garden City, NY — population 22,835