Personal loans in Robinson, KS

A lender serving Robinson holds a Kansas licence and answers to a Kansas regulator; no city office is involved for its 175 residents.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

To lend to Robinson's 175 residents, a company must hold a Kansas licence, and each sourced row below names the regulator behind it. An estimated 175 people make their home in Robinson, a figure that ranks 417th in Kansas. Compare APR, not the interest rate, because the APR folds in most fees on a Robinson loan. Robinson shed about 3.3% of its population between the 2020 base and the 2023 estimate. The closest larger place is Hiawatha, KS about 7 miles away.

Robinson: population, trend and location

Robinson is a small community; the notes below cover its population profile and the statewide rules that apply.

Where Robinson sits

Inside Robinson's boundaries lie about 0.2 square miles of land, with no significant water area recorded. The resulting density is about 764 people per square mile. The largest place in Kansas, Wichita, lies about 180 miles away. Counting outward 50 miles, 71 larger communities surround Robinson. Within the same 50 miles lie 49 smaller Census places.

What a Robinson borrower is actually offered

With roughly 175 residents, Robinson is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Robinson loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Robinson decides the split between a comfortable payment and the total interest you pay.

Lender access in Robinson

With about 764 residents per square mile, Robinson is moderately settled, and 71 larger Census places sit within 50 miles. Distance to a branch rarely matters for Robinson's 175 residents: the application is online and the price follows your credit file. The nearest bigger place is Hiawatha, KS about 7 miles away.

Kansas consumer-lending rules applied in Robinson

Kansas has no separate rate rule for Robinson; the sourced rows below are what reach every lender that serves its 175 people.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
UCCC consumer loan rate caps36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans)
Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Maximum legal interest rate (usury cap)15% per annum (general contract-rate ceiling for written instruments)
Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law".		Kansas Office of the Revisor of Statutes
as of 2026-09-16

Where Robinson sits in Kansas

Set beside Kansas's 625 places, Robinson ranks 417th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Robinson stands 541st among Kansas's 625 places — roughly the 13th percentile. Its roughly 764 residents per square mile place it 312th among Kansas's places. In land area, Robinson ranks 502nd among Kansas's 625 places.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Robinson if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Robinson is the same as anywhere in Kansas.
What loan size can I expect in Robinson?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Robinson?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Robinson cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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