Personal loans in Rio, IL

Rio shed about 2.9% of its population between the 2020 base and the 2023 estimate. Begin with the payment, then weigh APR and total interest across the lenders that reach Rio's 204 residents. A larger market lies at Alpha, IL about 6 miles away. Rate ceilings, licensing requirements and product limits for Rio are all set at the Illinois level.

Local context for Rio

Only a few things actually differ by place — population, area, location, and the Illinois rules a lender must follow — and they are below.

• Population: an estimated 204 residents, 1,103rd of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 2.9% fewer residents than the 2020 Census counted.
• Net change: roughly 6 fewer people than the 2020 Census counted.
• Size percentile: with 204 residents, Rio is larger than about 15% of Illinois's Census places.
• Population density: about 654 people per square mile (Census land area 0.3 sq mi).
• Land area rank: Rio's 0.3 square miles rank 1,153rd of 1,294 places in Illinois.
• State population share: Rio accounts for about 0.0% of everyone in Illinois.
• National standing: Rio ranks 16,425th of 19,457 US places.
• Growth rank: Rio ranks 901st among Illinois's 1,294 places for the 2020-to-2023 change.
• Versus Illinois: the state average change is -2.0%, while Rio moved 2.9%.
• Density rank: Rio is the 896th most densely settled place in Illinois.
• Density in context: Rio's 654 people per square mile sit against a Illinois median of 993.
• Location: mapped by the US Census Bureau at 41.1093, -90.3988.
• Nearest larger cities: Alpha (6 mi); Woodhull (6 mi); Henderson (6 mi); Windsor (7 mi); Wataga (9 mi). Larger metros often have more branches, but online lenders reach Rio on the same terms.
• Smaller communities close by: North Henderson (4 mi); Bishop Hill (16 mi); La Fayette (22 mi), each with its own Census population profile.
• Within a 50-mile radius: 23 smaller Census places.
• Larger places within 100 miles: 468.

Which Illinois laws govern a loan in Rio

The rows below set out what a licensed lender must follow in Illinois, and so for Rio's roughly 204 residents.

Rio against the rest of Illinois

Against Illinois's other places, Rio accounts for about 0.0% of the state's population and ranks 1,103rd of 1,294 by size. Its 2020-to-2023 change ranks 901st of 1,294 Illinois places, putting it near the 30th percentile for growth. At about 654 people per square mile, Rio is the 896th most densely settled place in Illinois. By land area, its 0.3 square miles rank 1,153rd of 1,294 places in Illinois.

What is available to Rio borrowers

At roughly 654 people per square mile, Rio is moderately settled; 128 larger places lie within 50 miles. Lenders licensed in Illinois reach Rio's 204 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Alpha, IL about 6 miles away.

Rio on the map

The Census Gazetteer records about 0.3 square miles of land within Rio, with no significant water area listed. Spread across it are roughly 654 residents per square mile. Chicago, the largest place in Illinois, is about 149 miles from Rio. Rio has 128 larger places within a 50-mile radius. Within the same 50 miles lie 23 smaller Census places.

What a Rio borrower is actually offered

Most loans made to Rio's 204 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Rio. Shortening the term on a Rio loan raises the monthly payment but cuts the interest; lengthening it does the reverse.