Personal loans in Rhine, GA
The Census estimates 291 residents in Rhine, which ranks it 451st of 536 places in Georgia. A lender serving Rhine holds a Georgia licence and answers to a Georgia regulator; no city office is involved for its 291 residents.
Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Rhine loan. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Rhine's 291 residents. Population in Rhine dropped about 1.7% over the three years from 2020 to 2023. The nearest larger city is Abbeville, GA about 6 miles away.
Where Rhine stands
Rhine is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 291 people live here, which puts Rhine 451st of 536 Census places in Georgia (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.7%.
- People gained or lost: about 5 fewer since the 2020 base.
- Size percentile: roughly 16% of Georgia's places have fewer residents than Rhine's 291.
- Land and density: 3.1 square miles of land carry roughly 93 residents per square mile.
- By land area: Rhine ranks 272nd among Georgia's 536 places, at 3.1 sq mi.
- Within Georgia: about 0.0% of the state's population lives in Rhine.
- National rank: Rhine sits 15,225th by population among the 19,457 places in this dataset.
- Growth in Georgia: Rhine stands 434th by percentage change from 2020 to 2023, among 536 places.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Rhine's 1.7%.
- Density rank: Rhine places 515th among Georgia's places by people per square mile.
- Density vs Georgia: Rhine's 93 people per square mile compare with a state median of 536.
- Location: latitude 31.9893, longitude -83.2004 (Census Gazetteer).
- Nearest larger cities: Abbeville (6 mi); Milan (8 mi); Eastman (14 mi); Rochelle (15 mi); McRae-Helena (19 mi). Lenders licensed in the state serve Rhine whether or not they keep a local branch.
- Smaller places close by: Chauncey (11 mi); Jacksonville (18 mi); Pitts (20 mi).
- Within a 50-mile radius: 14 smaller Census places.
- At 100 miles: 181 larger Census places fall inside that radius.
The Georgia lending rules that reach Rhine
Every row below records a Georgia rule, its publisher and its retrieval date — the same rules a Rhine lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
Rhine on the map
The Census Gazetteer records about 3.1 square miles of land within Rhine, with no significant water area listed. The resulting density is about 93 people per square mile. For the state's biggest city, Atlanta, the distance is roughly 142 miles. Counting outward 50 miles, 51 larger communities surround Rhine. By land area it ranks 272nd of 536 Georgia places.
A practical checklist for Rhine borrowers
For Rhine's roughly 291 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Georgia regulator's records to confirm the lender is licensed here.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
In Rhine as elsewhere in Georgia, the written terms — not the advertisement — are what count for its 291 residents.
How Rhine compares across Georgia
Rhine is the 451st-largest of 536 Census places in Georgia and contains about 0.0% of the state's people. For population change between 2020 and 2023, Rhine ranks 434th of 536 in Georgia (about the 19th percentile). By density, at about 93 people per square mile, it ranks 515th in Georgia. Within 50 miles sit 14 smaller Census places, alongside the 51 that are larger.
What shapes a Rhine personal loan
A Rhine personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 291 residents. Because pricing is borrower-level, two people in Rhine can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Rhine loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Abbeville, GA — population 2,844
- Milan, GA — population 606
- Chauncey, GA — population 287
- Eastman, GA — population 5,568
- Rochelle, GA — population 1,138
- Fitzgerald, GA — population 8,942
- Jacksonville, GA — population 106
- McRae-Helena, GA — population 4,759