Personal loans in Revillo, SD
Personal loans in Revillo are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 98 population. About 98 people live in Revillo, placing it 231st of 309 Census places in South Dakota.
The closest larger city is Marietta, MN about 7 miles away. Census figures put the 2020-to-2023 decrease in Revillo at about 1.0%. Lenders active in Revillo report to a South Dakota supervisor, identified in the sourced rows below. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Revillo loan.
Borrowing in Revillo: the local picture
Only a few things actually differ by place — population, area, location, and the South Dakota rules a lender must follow — and they are below.
- Population: 98 people, a figure that places Revillo 231st among the 309 Census places in South Dakota (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 1.0% across the 2020-to-2023 comparison.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: roughly 25% of South Dakota's places have fewer residents than Revillo's 98.
- Density: the Census land area of 0.2 sq mi holds about 587 people per square mile.
- Land area rank: Revillo's 0.2 square miles rank 289th of 309 places in South Dakota.
- Within South Dakota: about 0.0% of the state's population lives in Revillo.
- National rank: Revillo is the 18,167th most populous of the 19,457 Census places covered here.
- Growth in South Dakota: Revillo stands 203rd by percentage change from 2020 to 2023, among 309 places.
- Versus South Dakota: the state average change is +0.9%, while Revillo moved 1.0%.
- Density rank: Revillo places 154th among South Dakota's places by people per square mile.
- Density in context: Revillo's 587 people per square mile sit against a South Dakota median of 581.
- Location: 45.0153 / -96.5711, per the US Census Bureau Gazetteer.
- Nearest larger cities: Marietta (7 mi); Stockholm (13 mi); Milbank (14 mi); Gary (16 mi); Bellingham (16 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: Albee (3 mi); La Bolt (6 mi); Nassau (7 mi).
- Smaller places within 50 miles: 23 of them.
- Larger places within 100 miles: 248.
Land, water and location for Revillo
The Census Gazetteer records about 0.2 square miles of land within Revillo, with no significant water area listed. With 98 residents, the land area yields roughly 587 people per square mile. The largest place in South Dakota, Sioux Falls, lies about 102 miles away. Revillo has 51 larger places within a 50-mile radius. The 100-mile radius contains 248 larger places.
What to do before borrowing in Revillo
For Revillo's roughly 98 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a South Dakota licence by checking the regulator named above.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
None of these steps is Revillo-specific: the same South Dakota licensing and disclosure rules reach all 98 residents.
What is available to Revillo borrowers
At roughly 587 people per square mile, Revillo is moderately settled; 51 larger places lie within 50 miles. What is available to Revillo's 98 borrowers is set by South Dakota licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Marietta, MN about 7 miles away.
Where Revillo sits in South Dakota
Set beside South Dakota's 309 places, Revillo ranks 231st by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Revillo stands 203rd among South Dakota's 309 places — roughly the 34th percentile. At about 587 people per square mile, Revillo is the 154th most densely settled place in South Dakota. Between 2020 and 2023 the count changed by roughly 1 residents.
The state rulebook for Revillo
These are South Dakota's sourced lending facts as they reach Revillo's 98 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Dakota Division of Banking (Department of Labor and Regulation) Source says: "The Division of Banking is charged with the regulation and supervision of state chartered and licensed financial institutions." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general maximum/usury restriction when the rate is set by written agreement; specific caps elsewhere in the code apply (e.g., 36% for licensed money lenders). Source says: "no maximum interest rate or charge, or usury rate restriction... if they establish the interest rate or charge by written agreement" (SDCL 54-3-1.1). | South Dakota Legislature (South Dakota Codified Laws) as of 2026-09-16 |
| Payday lending status | Legal for licensed money lenders (including payday and title lenders) but capped at 36% APR including all fees and charges; violations are a Class 1 misdemeanor and loans are void. Source says: "no licensee may contract for or receive finance charges pursuant to a loan in excess of an annual rate of thirty-six percent" (SDCL 54-4-44); "A violation of this section is a Class 1 misdemeanor. Any loan made in violation of this section is void and uncollectible" (54-4-44). | South Dakota Legislature (South Dakota Codified Laws) as of 2026-09-16 |
Common questions
What are my options in Revillo if my credit is poor?
What loan size can I expect in Revillo?
Do I have to pledge anything to borrow in Revillo?
Does comparing loans in Revillo cost me credit score points?
Nearby places
- Albee, SD — population 9
- La Bolt, SD — population 69
- Nassau, MN — population 66
- Marietta, MN — population 116
- Strandburg, SD — population 67
- Altamont, SD — population 31
- Milbank, SD — population 3,512
- Stockholm, SD — population 106