Personal loans in Reidsville, GA
Population in Reidsville climbed about 2.0% over the three years from 2020 to 2023. The Census estimates 2,563 residents in Reidsville, which ranks it 215th of 536 places in Georgia.
A lender serving Reidsville holds a Georgia licence and answers to a Georgia regulator; no city office is involved for its 2,563 residents. Use the calculator on this page to price an amount and term before you commit in Reidsville. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Reidsville's 2,563 residents. The closest larger place is Lyons, GA about 14 miles away.
Reidsville: the sourced local profile
Reidsville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 2,563 residents in Reidsville (Vintage 2023 subcounty estimate), the 215th-largest figure among Georgia's 536 places.
- Population trend: A rise of about 2.0% from 2020 to 2023.
- Net change: roughly 50 more people than the 2020 Census counted.
- Size percentile: with 2,563 residents, Reidsville is larger than about 60% of Georgia's Census places.
- Population density: about 338 people per square mile across 7.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Reidsville ranks 131st among Georgia's 536 places, at 7.6 sq mi.
- Water: Reidsville holds about 0.12 square miles, the 97th-largest water area in Georgia.
- State share: roughly 0.1% of Georgia's residents live in Reidsville (2,563 people).
- National rank: Reidsville is the 6,769th most populous of the 19,457 Census places covered here.
- Growth in Georgia: Reidsville stands 236th by percentage change from 2020 to 2023, among 536 places.
- Against the state trend: Reidsville's 2.0% change compares with a Georgia average of +3.4% across its 536 places.
- Density rank: Reidsville places 357th among Georgia's places by people per square mile.
- Density in context: Reidsville's 338 people per square mile sit against a Georgia median of 536.
- Location: latitude 32.0873, longitude -82.1248 (Census Gazetteer).
- Nearest larger cities: Lyons (14 mi); Glennville (15 mi); Vidalia (18 mi); Metter (22 mi); Baxley (26 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Collins (6 mi); Manassas (8 mi); Bellville (10 mi).
- Smaller neighbours: 44 places smaller than Reidsville sit within 50 miles.
- At 100 miles: 72 larger Census places fall inside that radius.
Reidsville in state context
Among Georgia's 536 places, Reidsville sits at 215th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 236th of 536 Georgia places, putting it near the 56th percentile for growth. By density, at about 338 people per square mile, it ranks 357th in Georgia. In land area, Reidsville ranks 131st among Georgia's 536 places.
Before you apply in Reidsville
These steps shape the offer you get in Reidsville, a place of about 2,563 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Georgia regulator's licence list.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
What differs between Reidsville and the rest of Georgia is not the process but the borrower's own file, among the 2,563 people here.
Reidsville: area, density and distance
Reidsville's land area is about 7.6 square miles; a further 0.12 square miles is water. That land carries about 338 people per square mile. The state's population centre of gravity, Atlanta, is roughly 177 miles away. A 50-mile radius around Reidsville takes in 20 places that are larger. The 100-mile radius contains 72 larger places.
Getting a loan in Reidsville
Reidsville is a lightly settled community of about 2,563 people, with 20 larger places inside a 50-mile radius. Lenders licensed in Georgia reach Reidsville's 2,563 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Lyons, GA about 14 miles away.
The Georgia lending rules that reach Reidsville
Read the table as a lender's compliance picture for Reidsville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
Common questions
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Nearby places
- Collins, GA — population 540
- Manassas, GA — population 62
- Bellville, GA — population 123
- Cobbtown, GA — population 342
- Hagan, GA — population 939
- Santa Claus, GA — population 202
- Claxton, GA — population 2,474
- Lyons, GA — population 4,195