Personal loans in Regent, ND

Begin with the payment, then weigh APR and total interest across the lenders that reach Regent's 166 residents. At about 166 residents, Regent is larger than roughly 51% of the places in North Dakota. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Regent's 166 residents. Regent shed about 3.5% of its population between the 2020 base and the 2023 estimate. The closest larger city is Mott, ND about 12 miles away.

What the Census records for Regent

Most of what governs a Regent loan is written in North Dakota law rather than in the city; the sourced notes below make that split concrete.

• Population: 166 — Regent ranks 173rd of 355 communities in North Dakota (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 3.5% from 2020 to 2023.
• Net change: roughly 6 fewer people than the 2020 Census counted.
• Size percentile: about 51% of North Dakota's Census places are smaller than Regent.
• Population density: about 296 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Regent ranks 177th among North Dakota's 355 places, at 0.6 sq mi.
• State population share: Regent accounts for about 0.0% of everyone in North Dakota.
• National rank: Regent sits 17,027th by population among the 19,457 places in this dataset.
• Growth rank: Regent ranks 282nd among North Dakota's 355 places for the 2020-to-2023 change.
• Against the state trend: Regent's 3.5% change compares with a North Dakota average of -1.2% across its 355 places.
• Density rank: Regent is the 197th most densely settled place in North Dakota.
• Density vs North Dakota: Regent's 296 people per square mile compare with a state median of 352.
• Location: 46.4222, -102.5581 (Census Gazetteer coordinates).
• Nearest larger cities: Mott (12 mi); New England (17 mi); New Leipzig (29 mi); Hettinger (29 mi); Gladstone (30 mi). Larger metros often have more branches, but online lenders reach Regent on the same terms.
• Smaller communities within reach: Bucyrus (27 mi); Reeder (29 mi); Haynes (31 mi).
• Smaller neighbours: 6 places smaller than Regent sit within 50 miles.
• At 100 miles: 44 larger Census places fall inside that radius.

Regent against the rest of North Dakota

Regent is the 173rd-largest of 355 Census places in North Dakota and contains about 0.0% of the state's people. For population change between 2020 and 2023, Regent ranks 282nd of 355 in North Dakota (about the 21th percentile). At about 296 people per square mile, Regent is the 197th most densely settled place in North Dakota. Within 50 miles sit 6 smaller Census places, alongside the 17 that are larger.

How lenders reach Regent

At roughly 296 people per square mile, Regent is lightly settled; 17 larger places lie within 50 miles. Whether Regent has a local branch or not, a North Dakota-licensed lender can serve its 166 people online on the same terms. For a larger market, the closest option is Mott, ND about 12 miles away.

The North Dakota lending rules that reach Regent

The rows below set out what a licensed lender must follow in North Dakota, and so for Regent's roughly 166 residents.

Regent: area, density and distance

The Census Gazetteer records about 0.6 square miles of land within Regent, with no significant water area listed. Spread across it are roughly 296 residents per square mile. The largest place in North Dakota, Fargo, lies about 273 miles away. A 50-mile radius around Regent takes in 17 places that are larger. The 100-mile radius contains 44 larger places.

What shapes a Regent personal loan

A Regent personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 166 residents. The APR tracks your credit score rather than Regent's rank of 173rd in North Dakota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Regent loan is knowable in advance — unlike a revolving card balance.