Personal loans in Regal, MN

A 2020-to-2023 comparison shows Regal down by about 2.4%. Begin with the payment, then weigh APR and total interest across the lenders that reach Regal's 40 residents. Consumer lending that reaches Regal's 40 residents is governed by Minnesota statute; no city ordinance changes it. The closest larger city is Lake Henry, MN about 4 miles away.

Regal: the sourced local profile

The figures below are Regal's own — Census population, land area and coordinates — followed by the Minnesota rules.

• Population: the Census counts 40 residents in Regal (Vintage 2023 subcounty estimate), the 836th-largest figure among Minnesota's 853 places.
• Population trend: Lower by roughly 2.4% since the 2020 count.
• People gained or lost: about 1 fewer since the 2020 base.
• Size percentile: bigger than about 2% of the places in Minnesota, with 40 residents in Regal.
• Density: roughly 78 residents per square mile, spread over 0.5 sq mi of land.
• By land area: Regal ranks 688th among Minnesota's 853 places, at 0.5 sq mi.
• Within Minnesota: about 0.0% of the state's population lives in Regal.
• National rank: Regal is 19,111th of 19,457 places nationwide.
• Growth rank: Regal ranks 673rd among Minnesota's 853 places for the 2020-to-2023 change.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Regal's 2.4%.
• Density in Minnesota: Regal ranks 787th by people per square mile.
• Against the state median: Regal runs about 78 residents per square mile, where the Minnesota median is 607.
• Location: it lies at 45.4054, -94.8397 in the Census Gazetteer.
• Nearest larger cities: Lake Henry (4 mi); Paynesville (6 mi); Spring Hill (8 mi); Belgrade (8 mi); New London (9 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller towns nearby: Hillman (62 mi); Correll (65 mi); Louisburg (67 mi).
• Smaller neighbours: 0 places smaller than Regal sit within 50 miles.
• Larger places within 100 miles: 468.

Inside a Regal personal loan

Most loans made to Regal's 40 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Regal's 40 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Regal loan but raises total interest, so the smallest payment is not the cheapest loan.

What is available to Regal borrowers

With about 78 residents per square mile, Regal is sparsely settled, and 115 larger Census places sit within 50 miles. Distance to a branch rarely matters for Regal's 40 residents: the application is online and the price follows your credit file. The nearest larger city, Lake Henry, MN about 4 miles away.

Where Regal sits

Regal covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 78 people per square mile. Minneapolis, the largest place in Minnesota, is about 82 miles from Regal. Counting outward 50 miles, 115 larger communities surround Regal. The 100-mile radius contains 468 larger places.

The state rulebook for Regal

Below are the Minnesota rules that apply to a loan made in Regal, each with the regulator that issued it.

How Regal compares across Minnesota

Set beside Minnesota's 853 places, Regal ranks 836th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Regal ranks 673rd of 853 in Minnesota (about the 21th percentile). By density, at about 78 people per square mile, it ranks 787th in Minnesota. The population moved by about 1 people between 2020 and 2023, a 2.4% shift.