Personal loans in Reeseville, WI
Population in Reeseville dropped about 1.4% over the three years from 2020 to 2023. Roughly 752 residents live in Reeseville, the 409th-largest community in Wisconsin.
Two households in Reeseville with comparable incomes can still be offered different rates; the city's 752 residents are not the reason. Pull your credit reports and line up at least three offers before you apply from Reeseville. When Wisconsin caps or restricts a product, lenders either change the terms or withdraw it from Reeseville as from the rest of the state. The next larger city is Columbus, WI about 10 miles away.
Reeseville: the sourced local profile
Reeseville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 752 residents; Reeseville is the 409th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 1.4% across the 2020-to-2023 comparison.
- People gained or lost: about 11 fewer since the 2020 base.
- Size percentile: about 32% of Wisconsin communities are smaller than Reeseville (752 residents).
- Density: the Census land area of 0.6 sq mi holds about 1,203 people per square mile.
- Land area rank: Reeseville's 0.6 square miles rank 564th of 605 places in Wisconsin.
- State population share: Reeseville accounts for about 0.0% of everyone in Wisconsin.
- Nationally: Reeseville is the 11,452nd-largest of 19,457 Census places in the dataset.
- Growth rank: Reeseville's 2020-to-2023 change ranks 454th of 605 places in Wisconsin.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Reeseville's 1.4%.
- Density in Wisconsin: Reeseville ranks 169th by people per square mile.
- Density vs Wisconsin: Reeseville's 1,203 people per square mile compare with a state median of 800.
- Location: the Census Gazetteer records it at 43.3062, -88.8445.
- Nearest larger cities: Columbus (10 mi); Juneau (10 mi); Watertown (10 mi); Waterloo (11 mi); Beaver Dam (11 mi). Lenders licensed in the state serve Reeseville whether or not they keep a local branch.
- Nearest smaller towns: Lowell (2 mi); Clyman (6 mi); Neosho (16 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 22 smaller Census places.
- Within 100 miles: 414 places are larger than Reeseville.
Reeseville on the map
Reeseville's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,203 residents per square mile. Milwaukee, the largest place in Wisconsin, is about 47 miles from Reeseville. Counting outward 50 miles, 136 larger communities surround Reeseville. Within the same 50 miles lie 22 smaller Census places.
Wisconsin rules behind a Reeseville personal loan
Read the table as a lender's compliance picture for Reeseville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
The Reeseville borrowing checklist
These steps shape the offer you get in Reeseville, a place of about 752 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Wisconsin regulator's records to confirm the lender is licensed here.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
In Reeseville as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 752 residents.
Where Reeseville sits in Wisconsin
Set beside Wisconsin's 605 places, Reeseville ranks 409th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Reeseville ranks 454th of 605 in Wisconsin (about the 25th percentile). Its roughly 1,203 residents per square mile place it 169th among Wisconsin's places. By land area, its 0.6 square miles rank 564th of 605 places in Wisconsin.
What is available to Reeseville borrowers
At roughly 1,203 people per square mile, Reeseville is moderately settled; 136 larger places lie within 50 miles. A Wisconsin licence lets a lender serve Reeseville without a local office, so branch density does not change what its 752 residents are offered. The nearest larger city, Columbus, WI about 10 miles away.
Common questions
What are my options in Reeseville if my credit is poor?
What loan size can I expect in Reeseville?
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Does comparing loans in Reeseville cost me credit score points?
Nearby places
- Lowell, WI — population 303
- Clyman, WI — population 396
- Beaver Dam, WI — population 16,531
- Watertown, WI — population 22,692
- Juneau, WI — population 2,534
- Columbus, WI — population 5,448
- Waterloo, WI — population 3,611
- Fall River, WI — population 1,792