Personal loans in Reedsville, WV

Reedsville is home to roughly 526 people and stands 145th by size out of 230 Census places in West Virginia. Decide the purpose of the loan and your repayment plan before sharing any details with a Reedsville lender. A lender that serves Reedsville operates under West Virginia lending statutes and a West Virginia supervisor. The closest larger place is Kingwood, WV about 7 miles away.

What the Census records for Reedsville

Here is the sourced Census picture for Reedsville, plus the West Virginia lending rules that apply to a loan taken out here.

• Population: about 526, ranked 145th of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 1.1% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
• Size percentile: Reedsville sits ahead of around 37% of West Virginia places, at 526 people.
• Population density: 808 people per square mile on 0.7 square miles of land.
• Land area: Reedsville covers 0.7 square miles, the 135th-largest area among West Virginia's 230 places.
• State share: roughly 0.1% of West Virginia's residents live in Reedsville (526 people).
• National rank: Reedsville is 12,961st of 19,457 places nationwide.
• Growth rank: Reedsville's 2020-to-2023 change ranks 46th of 230 places in West Virginia.
• Against the state trend: Reedsville's 1.1% change compares with a West Virginia average of -3.0% across its 230 places.
• Density rank: Reedsville places 147th among West Virginia's places by people per square mile.
• Density in context: Reedsville's 808 people per square mile sit against a West Virginia median of 1,021.
• Location: the Census Gazetteer records it at 39.5103, -79.8005.
• Nearest larger cities: Kingwood (7 mi); Morgantown (12 mi); Westover (13 mi); Granville (14 mi); Star City (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller towns nearby: Masontown (3 mi); Tunnelton (9 mi); Albright (9 mi).
• Within a 50-mile radius: 65 smaller Census places.
• Larger places within 100 miles: 378.

Getting a loan in Reedsville

Reedsville is a moderately settled community of about 526 people, with 76 larger places inside a 50-mile radius. A West Virginia licence lets a lender serve Reedsville without a local office, so branch density does not change what its 526 residents are offered. The nearest bigger place is Kingwood, WV about 7 miles away.

Inside a Reedsville personal loan

Reedsville is a small community of about 526 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Reedsville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Reedsville loan is knowable in advance — unlike a revolving card balance.

What West Virginia law requires in Reedsville

Read the table as a lender's compliance picture for Reedsville: the rule, the sourced figure, the publisher and the date.

How Reedsville compares across West Virginia

Against West Virginia's other places, Reedsville accounts for about 0.1% of the state's population and ranks 145th of 230 by size. Its 2020-to-2023 change ranks 46th of 230 West Virginia places, putting it near the 80th percentile for growth. Its roughly 808 residents per square mile place it 147th among West Virginia's places. Between 2020 and 2023 the count changed by roughly 6 residents.

A pre-application checklist for Reedsville

Before you hand your details to a lender in Reedsville, where the population is near 526:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the West Virginia regulator's licence list.
5. Make sure the new payment leaves room in a budget you already keep.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

What differs between Reedsville and the rest of West Virginia is not the process but the borrower's own file, among the 526 people here.