Personal loans in Redwater, TX
The first question in Redwater is not the rate on offer but whether the payment fits; about 855 people live here under Texas lending law. The 2020 count to the 2023 estimate shows about 0.7% growth in Redwater.
The Census counts 855 people in Redwater, the 851st-largest figure among Texas's 1,224 places. Judge Redwater offers on total cost, not on how quickly the money arrives. For the 855 people in Redwater, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a bigger market, look to Maud, TX about 6 miles away.
Redwater by the numbers
Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.
- Population: 855 people, a figure that places Redwater 851st among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
- Population trend: About 0.7% above the 2020 Census base.
- People gained or lost: about 6 more since the 2020 base.
- Size percentile: about 30% of Texas's Census places are smaller than Redwater.
- Land and density: 2.0 square miles of land carry roughly 430 residents per square mile.
- Land area rank: Redwater's 2.0 square miles rank 713th of 1,224 places in Texas.
- State share: roughly 0.0% of Texas's residents live in Redwater (855 people).
- Nationally: Redwater is the 10,897th-largest of 19,457 Census places in the dataset.
- Growth in Texas: Redwater stands 788th by percentage change from 2020 to 2023, among 1,224 places.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Redwater's 0.7%.
- Density in Texas: Redwater ranks 939th by people per square mile.
- Density in context: Redwater's 430 people per square mile sit against a Texas median of 840.
- Location: 33.3583, -94.2562 (US Census Bureau Gazetteer).
- Nearest larger cities: Maud (6 mi); Hooks (8 mi); Wake Village (9 mi); Nash (9 mi); Red Lick (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Leary (8 mi); Domino (11 mi); Douglassville (13 mi).
- Within a 50-mile radius: 36 smaller Census places.
- Within 100 miles: 107 places are larger than Redwater.
What shapes a Redwater personal loan
Most loans made to Redwater's 855 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Redwater. The term you choose in Redwater decides the split between a comfortable payment and the total interest you pay.
Texas rules behind a Redwater personal loan
For the roughly 855 residents of Redwater, the rules below are Texas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Redwater against the rest of Texas
Set beside Texas's 1,224 places, Redwater ranks 851st by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 788th of 1,224 Texas places, putting it near the 36th percentile for growth. By density, at about 430 people per square mile, it ranks 939th in Texas. By land area, its 2.0 square miles rank 713th of 1,224 places in Texas.
Redwater on the map
Inside Redwater's boundaries lie about 2.0 square miles of land, with no significant water area recorded. The resulting density is about 430 people per square mile. The state's population centre of gravity, Houston, is roughly 256 miles away. Counting outward 50 miles, 35 larger communities surround Redwater. The 100-mile radius contains 107 larger places.
Lender access in Redwater
At roughly 430 people per square mile, Redwater is lightly settled; 35 larger places lie within 50 miles. What is available to Redwater's 855 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. The nearest larger city, Maud, TX about 6 miles away.
Common questions
What are my options in Redwater if my credit is poor?
What loan size can I expect in Redwater?
Do I have to pledge anything to borrow in Redwater?
Does comparing loans in Redwater cost me credit score points?
Nearby places
- Maud, TX — population 966
- Hooks, TX — population 2,484
- Leary, TX — population 448
- Wake Village, TX — population 5,808
- Nash, TX — population 4,230
- Red Lick, TX — population 929
- Domino, TX — population 79
- Douglassville, TX — population 211