Personal loans in Reasnor, IA
Reasnor is a small community in Iowa, with an estimated 156 residents, and every licensed lender here follows the same state rulebook. A lender that serves Reasnor operates under Iowa lending statutes and a Iowa supervisor.
With an estimated 156 residents, Reasnor is the 727th-largest of 940 places in Iowa. Compare APR, not the interest rate, because the APR folds in most fees on a Reasnor loan. Population in Reasnor climbed about 0.6% over the three years from 2020 to 2023. The closest larger city is Monroe, IA about 6 miles away.
The Reasnor data picture
Two layers matter for a Reasnor borrower: the local population picture and Iowa's consumer-lending statutes.
- Population: a Census-estimated 156, 727th among Iowa's 940 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 0.6%.
- People gained or lost: about 1 more since the 2020 base.
- Size percentile: roughly 23% of Iowa's places have fewer residents than Reasnor's 156.
- Density: the Census land area of 0.6 sq mi holds about 281 people per square mile.
- Land area rank: Reasnor's 0.6 square miles rank 618th of 940 places in Iowa.
- State share: roughly 0.0% of Iowa's residents live in Reasnor (156 people).
- Nationally: Reasnor is the 17,206th-largest of 19,457 Census places in the dataset.
- Growth in Iowa: Reasnor stands 174th by percentage change from 2020 to 2023, among 940 places.
- Versus Iowa: the state average change is -0.7%, while Reasnor moved 0.6%.
- Density rank: Reasnor places 749th among Iowa's places by people per square mile.
- Density vs Iowa: Reasnor's 281 people per square mile compare with a state median of 672.
- Location: latitude 41.5789, longitude -93.0229 (Census Gazetteer).
- Nearest larger cities: Monroe (6 mi); Newton (8 mi); Lambs Grove (9 mi); Sully (9 mi); Prairie City (11 mi). Larger metros often have more branches, but online lenders reach Reasnor on the same terms.
- Smaller places close by: Searsboro (16 mi); Swan (17 mi); Valeria (19 mi).
- Within a 50-mile radius: 32 smaller Census places.
- Within 100 miles: 398 places are larger than Reasnor.
Reasnor's place among Iowa's 940 places
Within Iowa, Reasnor holds roughly 0.0% of all residents, the 727th-largest share among 940 places. For population change between 2020 and 2023, Reasnor ranks 174th of 940 in Iowa (about the 81th percentile). At about 281 people per square mile, Reasnor is the 749th most densely settled place in Iowa. Between 2020 and 2023 the count changed by roughly 1 residents.
How Iowa law applies in Reasnor
Iowa has no separate rate rule for Reasnor; the sourced rows below are what reach every lender that serves its 156 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Before you apply in Reasnor
A sensible order of operations for a loan in Reasnor, home to about 156 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Iowa licence with the regulator named above before committing.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
None of these steps is Reasnor-specific: the same Iowa licensing and disclosure rules reach all 156 residents.
Reasnor on the map
Inside Reasnor's boundaries lie about 0.6 square miles of land, with no significant water area recorded. The resulting density is about 281 people per square mile. The largest place in Iowa, Des Moines, lies about 30 miles away. Counting outward 50 miles, 116 larger communities surround Reasnor. By land area it ranks 618th of 940 Iowa places.
How lenders reach Reasnor
At roughly 281 people per square mile, Reasnor is lightly settled; 116 larger places lie within 50 miles. Whether Reasnor has a local branch or not, a Iowa-licensed lender can serve its 156 people online on the same terms. For a larger market, the closest option is Monroe, IA about 6 miles away.
Common questions
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Nearby places
- Monroe, IA — population 2,010
- Newton, IA — population 15,645
- Lambs Grove, IA — population 169
- Sully, IA — population 885
- Kellogg, IA — population 596
- Pella, IA — population 10,820
- Prairie City, IA — population 1,712
- Colfax, IA — population 2,262