Personal loans in Ravenna, MI

What the Census records for Ravenna

Ravenna is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 1,377 — Ravenna ranks 309th of 533 communities in Michigan (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 2.6% across the 2020-to-2023 comparison.
• People gained or lost: about 35 more since the 2020 base.
• Size percentile: about 42% of Michigan communities are smaller than Ravenna (1,377 residents).
• Land and density: 1.2 square miles of land carry roughly 1,156 residents per square mile.
• By land area: Ravenna ranks 342nd among Michigan's 533 places, at 1.2 sq mi.
• Share of Michigan: Ravenna holds about 0.0% of the state's population, some 1,377 people.
• National rank: Ravenna is the 9,022nd most populous of the 19,457 Census places covered here.
• Growth rank: Ravenna ranks 43rd among Michigan's 533 places for the 2020-to-2023 change.
• Versus Michigan: the state average change is -0.3%, while Ravenna moved 2.6%.
• Density in Michigan: Ravenna ranks 251st by people per square mile.
• Against the state median: Ravenna runs about 1,156 residents per square mile, where the Michigan median is 1,078.
• Location: latitude 43.1880, longitude -85.9412 (Census Gazetteer).
• Nearest larger cities: Coopersville (8 mi); Sparta (12 mi); Norton Shores (15 mi); Spring Lake (15 mi); Muskegon Heights (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Casnovia (8 mi); Kent City (10 mi); Fruitport (12 mi).
• Smaller places within 50 miles: 26 of them.
• Within 100 miles: 134 places are larger than Ravenna.

How Ravenna compares across Michigan

Among Michigan's 533 places, Ravenna sits at 309th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Ravenna ranks 43rd of 533 in Michigan (about the 92th percentile). At about 1,156 people per square mile, Ravenna is the 251st most densely settled place in Michigan. In land area, Ravenna ranks 342nd among Michigan's 533 places.

Getting a loan in Ravenna

Ravenna is moderately settled, with about 1,156 people per square mile and 43 larger places within 50 miles. A Michigan licence lets a lender serve Ravenna without a local office, so branch density does not change what its 1,377 residents are offered. The nearest bigger place is Coopersville, MI about 8 miles away.

Michigan consumer-lending rules applied in Ravenna

Michigan has no separate rate rule for Ravenna; the sourced rows below are what reach every lender that serves its 1,377 people.

Land, water and location for Ravenna

The Census Gazetteer records about 1.2 square miles of land within Ravenna, with no significant water area listed. The resulting density is about 1,156 people per square mile. The largest place in Michigan, Detroit, lies about 154 miles away. A 50-mile radius around Ravenna takes in 43 places that are larger. By land area it ranks 342nd of 533 Michigan places.

The Ravenna borrowing checklist

A sensible order of operations for a loan in Ravenna, home to about 1,377 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the Michigan regulator's licence list.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

What differs between Ravenna and the rest of Michigan is not the process but the borrower's own file, among the 1,377 people here.