Personal loans in Randalia, IA

State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Randalia's 50 residents. Randalia ranks 896th of 940 places in Iowa, with a population near 50. Judge Randalia offers on total cost, not on how quickly the money arrives. A 2020-to-2023 comparison shows Randalia down by about 2.0%. The next larger city is Fayette, IA about 4 miles away.

Local context for Randalia

The figures below are Randalia's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: about 50, ranked 896th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: About 2.0% below the 2020 Census base.
• People gained or lost: about 1 fewer since the 2020 base.
• Size percentile: about 5% of Iowa's Census places are smaller than Randalia.
• Land and density: 0.2 square miles of land carry roughly 267 residents per square mile.
• Land area: Randalia covers 0.2 square miles, the 877th-largest area among Iowa's 940 places.
• Share of Iowa: Randalia holds about 0.0% of the state's population, some 50 people.
• National rank: Randalia sits 18,976th by population among the 19,457 places in this dataset.
• Growth rank: Randalia's 2020-to-2023 change ranks 623rd of 940 places in Iowa.
• Against the state trend: Randalia's 2.0% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Randalia places 767th among Iowa's places by people per square mile.
• Density in context: Randalia's 267 people per square mile sit against a Iowa median of 672.
• Location: 42.8634 / -91.8867, per the US Census Bureau Gazetteer.
• Nearest larger cities: Fayette (4 mi); Hawkeye (6 mi); Maynard (6 mi); West Union (8 mi); Westgate (9 mi). Online lenders reach Randalia no matter how far the nearest branch is.
• Smaller places nearby: Jackson Junction (18 mi); Elkport (32 mi); Bassett (35 mi).
• Smaller neighbours: 5 places smaller than Randalia sit within 50 miles.
• At 100 miles: 511 larger Census places fall inside that radius.

Which Iowa laws govern a loan in Randalia

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Randalia lender must follow.

Lender access in Randalia

With about 267 residents per square mile, Randalia is lightly settled, and 123 larger Census places sit within 50 miles. A Iowa licence lets a lender serve Randalia without a local office, so branch density does not change what its 50 residents are offered. For a larger market, the closest option is Fayette, IA about 4 miles away.

Where Randalia sits

Randalia covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 267 people per square mile. Des Moines, the largest place in Iowa, is about 125 miles from Randalia. A 50-mile radius around Randalia takes in 123 places that are larger. Within the same 50 miles lie 5 smaller Census places.

What a Randalia borrower is actually offered

Most loans made to Randalia's 50 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Randalia loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Randalia loan but raises total interest, so the smallest payment is not the cheapest loan.

Randalia against the rest of Iowa

Set beside Iowa's 940 places, Randalia ranks 896th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Randalia ranks 623rd of 940 in Iowa (about the 34th percentile). By density, at about 267 people per square mile, it ranks 767th in Iowa. In land area, Randalia ranks 877th among Iowa's 940 places.