Personal loans in Ragland, AL

A personal loan in Ragland is priced from your credit file and income, not from the fact that the city holds 1,705 people. At about 1,705 residents, Ragland is larger than roughly 54% of the places in Alabama. Census figures put the 2020-to-2023 increase in Ragland at about 0.8%. Price two or three terms so you can see which payment is truly affordable in Ragland. The closest larger city is Ashville, AL about 10 miles away.

Ragland: the sourced local profile

The figures below are Ragland's own — Census population, land area and coordinates — followed by the Alabama rules.

• Population: about 1,705 people live here, which puts Ragland 214th of 462 Census places in Alabama (Vintage 2023).
• Population trend: Growth of about 0.8% across the 2020-to-2023 comparison.
• People gained or lost: about 13 more since the 2020 base.
• Size percentile: Ragland's 1,705 people outrank roughly 54% of the places in Alabama.
• Population density: about 102 people per square mile (Census land area 16.8 sq mi).
• By land area: Ragland ranks 83rd among Alabama's 462 places, at 16.8 sq mi.
• Water: Ragland holds about 0.05 square miles, the 163rd-largest water area in Alabama.
• State population share: Ragland accounts for about 0.1% of everyone in Alabama.
• Nationally: Ragland is the 8,225th-largest of 19,457 Census places in the dataset.
• Growth in Alabama: Ragland stands 200th by percentage change from 2020 to 2023, among 462 places.
• State comparison: Alabama's places average +1.0% for 2020-to-2023, against Ragland's 0.8%.
• Density in Alabama: Ragland ranks 395th by people per square mile.
• Density in context: Ragland's 102 people per square mile sit against a Alabama median of 259.
• Location: the Census Gazetteer records it at 33.7483, -86.1359.
• Nearest larger cities: Ashville (10 mi); Riverside (10 mi); Lincoln (12 mi); Southside (12 mi); Rainbow City (13 mi). Larger metros often have more branches, but online lenders reach Ragland on the same terms.
• Smaller communities close by: Ohatchee (7 mi); Steele (14 mi); Munford (18 mi), each with its own Census population profile.
• Smaller places within 50 miles: 46 of them.
• Within 100 miles: 188 places are larger than Ragland.

A pre-application checklist for Ragland

Before you hand your details to a lender in Ragland, where the population is near 1,705:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Alabama licence with the regulator named above before committing.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Decide the purpose and how you will repay it before approaching any lender.

The process is identical across Alabama; what changes is your credit file, not the fact that Ragland holds 1,705 people.

The state rulebook for Ragland

For the roughly 1,705 residents of Ragland, the rules below are Alabama's own; each row carries its publisher and retrieval date.

What shapes a Ragland personal loan

With roughly 1,705 residents, Ragland is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Ragland's 1,705 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Ragland loan is knowable in advance — unlike a revolving card balance.

Where Ragland sits

The Census Gazetteer records 16.8 square miles of land and 0.05 square miles of water within Ragland. Spread across it are roughly 102 residents per square mile. The state's population centre of gravity, Huntsville, is roughly 73 miles away. Ragland has 69 larger places within a 50-mile radius. The 100-mile radius contains 188 larger places.

Ragland's place among Alabama's 462 places

Among Alabama's 462 places, Ragland sits at 214th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Ragland stands 200th among Alabama's 462 places — roughly the 57th percentile. By density, at about 102 people per square mile, it ranks 395th in Alabama. The population moved by about 13 people between 2020 and 2023, a 0.8% shift.