Personal loans in Radom, IL
A personal loan in Radom is priced from your credit file and income, not from the fact that the city holds 181 people. Read the disclosure for an origination fee and any prepayment penalty before signing in Radom.
The Census counts 181 people in Radom, the 1,121st-largest figure among Illinois's 1,294 places. A lender that serves Radom operates under Illinois lending statutes and a Illinois supervisor. Census figures put the 2020-to-2023 decrease in Radom at about 1.1%. A larger market lies at Ashley, IL about 3 miles away.
Where Radom stands
What follows is Radom's place in the Census record, alongside the Illinois rules that govern a personal loan made here.
- Population: an estimated 181 residents, 1,121st of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 1.1%.
- Absolute change: 2 residents lost between 2020 and 2023.
- Size percentile: Radom sits ahead of around 13% of Illinois places, at 181 people.
- Density: roughly 173 residents per square mile, spread over 1.0 sq mi of land.
- Land area rank: Radom's 1.0 square miles rank 715th of 1,294 places in Illinois.
- Share of Illinois: Radom holds about 0.0% of the state's population, some 181 people.
- National standing: Radom ranks 16,773rd of 19,457 US places.
- Growth in Illinois: Radom stands 263rd by percentage change from 2020 to 2023, among 1,294 places.
- Versus Illinois: the state average change is -2.0%, while Radom moved 1.1%.
- Density in Illinois: Radom ranks 1,208th by people per square mile.
- Against the state median: Radom runs about 173 residents per square mile, where the Illinois median is 993.
- Location: the Census Gazetteer records it at 38.2798, -89.1921.
- Nearest larger cities: Ashley (3 mi); Richview (7 mi); Woodlawn (9 mi); Waltonville (9 mi); Tamaroa (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Du Bois (4 mi); New Minden (15 mi); Walnut Hill (16 mi), each with its own Census population profile.
- Smaller places within 50 miles: 24 of them.
- Within 100 miles: 519 places are larger than Radom.
Illinois rules behind a Radom personal loan
When Illinois does not publish a figure, the row links to the source instead of inventing a number; Radom is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
A practical checklist for Radom borrowers
Before you hand your details to a lender in Radom, where the population is near 181:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Illinois licence with the regulator named above before committing.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
The process is identical across Illinois; what changes is your credit file, not the fact that Radom holds 181 people.
Radom against the rest of Illinois
Against Illinois's other places, Radom accounts for about 0.0% of the state's population and ranks 1,121st of 1,294 by size. On the 2020-to-2023 trend, Radom stands 263rd among Illinois's 1,294 places — roughly the 80th percentile. Its roughly 173 residents per square mile place it 1,208th among Illinois's places. By land area, its 1.0 square miles rank 715th of 1,294 places in Illinois.
How a Radom personal loan is priced
Most loans made to Radom's 181 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Radom. The term you choose in Radom decides the split between a comfortable payment and the total interest you pay.
What is available to Radom borrowers
At roughly 173 people per square mile, Radom is lightly settled; 136 larger places lie within 50 miles. Distance to a branch rarely matters for Radom's 181 residents: the application is online and the price follows your credit file. The nearest larger city, Ashley, IL about 3 miles away.
Common questions
What are my options in Radom if my credit is poor?
What loan size can I expect in Radom?
Do I have to pledge anything to borrow in Radom?
Does comparing loans in Radom cost me credit score points?
Nearby places
- Ashley, IL — population 451
- Du Bois, IL — population 180
- Richview, IL — population 231
- Tamaroa, IL — population 533
- Irvington, IL — population 570
- Woodlawn, IL — population 603
- Waltonville, IL — population 406
- Hoyleton, IL — population 505