Personal loans in Radisson, WI
When Wisconsin caps or restricts a product, lenders either change the terms or withdraw it from Radisson as from the rest of the state.
For a borrower among the roughly 275 residents of Radisson, a personal loan is a tool whose cost turns on the terms, not the address. Radisson ranks 551st of 605 places in Wisconsin, with a population near 275. A 2020-to-2023 comparison shows Radisson up by about 1.1%. For a community of about 275, the practical step is to compare APR across at least three lenders before committing. The next larger city is Winter, WI about 11 miles away.
Local context for Radisson
Most of what governs a Radisson loan is written in Wisconsin law rather than in the city; the sourced notes below make that split concrete.
- Population: 275 residents; Radisson is the 551st-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 1.1% from 2020 to 2023.
- Absolute change: 3 residents added between 2020 and 2023.
- Size percentile: roughly 9% of Wisconsin's places have fewer residents than Radisson's 275.
- Density: roughly 700 residents per square mile, spread over 0.4 sq mi of land.
- Land area: Radisson covers 0.4 square miles, the 591st-largest area among Wisconsin's 605 places.
- Water: Radisson holds about 0.03 square miles, the 280th-largest water area in Wisconsin.
- Within Wisconsin: about 0.0% of the state's population lives in Radisson.
- Nationally: Radisson is the 15,417th-largest of 19,457 Census places in the dataset.
- Growth rank: Radisson ranks 151st among Wisconsin's 605 places for the 2020-to-2023 change.
- Versus Wisconsin: the state average change is +0.4%, while Radisson moved 1.1%.
- Density rank: Radisson places 336th among Wisconsin's places by people per square mile.
- Against the state median: Radisson runs about 700 residents per square mile, where the Wisconsin median is 800.
- Location: mapped by the US Census Bureau at 45.7675, -91.2174.
- Nearest larger cities: Winter (11 mi); Birchwood (18 mi); Hayward (21 mi); Bruce (21 mi); Ladysmith (22 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Couderay (4 mi); Exeland (7 mi); Tony (23 mi).
- Smaller neighbours: 12 places smaller than Radisson sit within 50 miles.
- Larger places within 100 miles: 182.
Radisson against the rest of Wisconsin
Radisson is the 551st-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. For population change between 2020 and 2023, Radisson ranks 151st of 605 in Wisconsin (about the 75th percentile). By density, at about 700 people per square mile, it ranks 336th in Wisconsin. Within 50 miles sit 12 smaller Census places, alongside the 26 that are larger.
How a Radisson personal loan is priced
Radisson is a small community of about 275 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Radisson loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Radisson loan but raises total interest, so the smallest payment is not the cheapest loan.
Borrowing reach in Radisson
With about 700 residents per square mile, Radisson is moderately settled, and 26 larger Census places sit within 50 miles. Distance to a branch rarely matters for Radisson's 275 residents: the application is online and the price follows your credit file. The nearest larger city, Winter, WI about 11 miles away.
A pre-application checklist for Radisson
Complete these steps first when you borrow in Radisson (275 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Wisconsin licence with the regulator named above before committing.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
The process is identical across Wisconsin; what changes is your credit file, not the fact that Radisson holds 275 people.
Wisconsin rules behind a Radisson personal loan
These are Wisconsin's sourced lending facts as they reach Radisson's 275 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Common questions
What are my options in Radisson if my credit is poor?
What loan size can I expect in Radisson?
Do I have to pledge anything to borrow in Radisson?
Does comparing loans in Radisson cost me credit score points?
Nearby places
- Couderay, WI — population 80
- Exeland, WI — population 227
- Winter, WI — population 325
- Bruce, WI — population 753
- Ladysmith, WI — population 3,087
- Birchwood, WI — population 405
- Tony, WI — population 98
- Hayward, WI — population 2,584