Personal loans in Quinn, SD
The trend for Quinn between 2020 and 2023 is upward by roughly 1.6%. With an estimated 64 residents, Quinn is the 260th-largest of 309 places in South Dakota.
With roughly 64 residents, Quinn is a small community, and the lending rules its borrowers live under are written in South Dakota, not by the city. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Quinn loan. A single loan can carry different costs on either side of a state line, and Quinn sits on the South Dakota side of that line. The next larger city is Wall, SD about 6 miles away.
The Quinn data picture
Only a few things actually differ by place — population, area, location, and the South Dakota rules a lender must follow — and they are below.
- Population: about 64, ranked 260th of 309 places in South Dakota (Census Vintage 2023 subcounty estimate).
- Population trend: Up about 1.6% from the 2020 Census base to the 2023 estimate.
- Absolute change: 1 residents added between 2020 and 2023.
- Size percentile: bigger than about 16% of the places in South Dakota, with 64 residents in Quinn.
- Population density: about 53 people per square mile across 1.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Quinn's 1.2 square miles rank 84th of 309 places in South Dakota.
- State share: roughly 0.0% of South Dakota's residents live in Quinn (64 people).
- National rank: Quinn is the 18,770th most populous of the 19,457 Census places covered here.
- Growth rank: Quinn's 2020-to-2023 change ranks 91st of 309 places in South Dakota.
- State comparison: South Dakota's places average +0.9% for 2020-to-2023, against Quinn's 1.6%.
- Density rank: Quinn places 293rd among South Dakota's places by people per square mile.
- Against the state median: Quinn runs about 53 residents per square mile, where the South Dakota median is 581.
- Location: mapped by the US Census Bureau at 43.9866, -102.1263.
- Nearest larger cities: Wall (6 mi); Interior (19 mi); Philip (23 mi); Kadoka (33 mi); New Underwood (36 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Cottonwood (11 mi); Wasta (17 mi); Belvidere (44 mi).
- Smaller neighbours: 3 places smaller than Quinn sit within 50 miles.
- Larger places within 100 miles: 47.
What is available to Quinn borrowers
Quinn is a sparsely settled community of about 64 people, with 7 larger places inside a 50-mile radius. Lenders licensed in South Dakota reach Quinn's 64 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Wall, SD about 6 miles away.
South Dakota rules behind a Quinn personal loan
Every row below records a South Dakota rule, its publisher and its retrieval date — the same rules a Quinn lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Dakota Division of Banking (Department of Labor and Regulation) Source says: "The Division of Banking is charged with the regulation and supervision of state chartered and licensed financial institutions." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general maximum/usury restriction when the rate is set by written agreement; specific caps elsewhere in the code apply (e.g., 36% for licensed money lenders). Source says: "no maximum interest rate or charge, or usury rate restriction... if they establish the interest rate or charge by written agreement" (SDCL 54-3-1.1). | South Dakota Legislature (South Dakota Codified Laws) as of 2026-09-16 |
| Payday lending status | Legal for licensed money lenders (including payday and title lenders) but capped at 36% APR including all fees and charges; violations are a Class 1 misdemeanor and loans are void. Source says: "no licensee may contract for or receive finance charges pursuant to a loan in excess of an annual rate of thirty-six percent" (SDCL 54-4-44); "A violation of this section is a Class 1 misdemeanor. Any loan made in violation of this section is void and uncollectible" (54-4-44). | South Dakota Legislature (South Dakota Codified Laws) as of 2026-09-16 |
How personal loans work in Quinn
In Quinn, a small community of about 64, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Quinn's rank of 260th in South Dakota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Quinn decides the split between a comfortable payment and the total interest you pay.
Where Quinn sits in South Dakota
Among South Dakota's 309 places, Quinn sits at 260th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 91st of 309 South Dakota places, putting it near the 71th percentile for growth. By density, at about 53 people per square mile, it ranks 293rd in South Dakota. By land area, its 1.2 square miles rank 84th of 309 places in South Dakota.
Quinn on the map
The Census Gazetteer records about 1.2 square miles of land within Quinn, with no significant water area listed. Spread across it are roughly 53 residents per square mile. The state's population centre of gravity, Sioux Falls, is roughly 271 miles away. A 50-mile radius around Quinn takes in 7 places that are larger. The 100-mile radius contains 47 larger places.
Common questions
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Nearby places
- Wall, SD — population 688
- Cottonwood, SD — population 11
- Interior, SD — population 66
- Wasta, SD — population 62
- Philip, SD — population 758
- Kadoka, SD — population 539
- New Underwood, SD — population 610
- Batesland, SD — population 73