Personal loans in Quincy, OH

Rate-shopping from Quincy costs nothing at pre-qualification, where a soft pull leaves your credit file alone. When Ohio caps or restricts a product, lenders either change the terms or withdraw it from Quincy as from the rest of the state. Population in Quincy climbed about 0.6% over the three years from 2020 to 2023. The next larger city is De Graff, OH about 3 miles away.

What the Census records for Quincy

What follows is Quincy's place in the Census record, alongside the Ohio rules that govern a personal loan made here.

• Population: about 543 people live here, which puts Quincy 649th of 924 Census places in Ohio (Vintage 2023).
• Population trend: Roughly 0.6% more residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a gain of about 3 residents.
• Size percentile: Quincy sits ahead of around 30% of Ohio places, at 543 people.
• Population density: 484 people per square mile on 1.1 square miles of land.
• By land area: Quincy ranks 493rd among Ohio's 924 places, at 1.1 sq mi.
• State share: roughly 0.0% of Ohio's residents live in Quincy (543 people).
• National rank: Quincy is the 12,827th most populous of the 19,457 Census places covered here.
• Growth rank: Quincy ranks 180th among Ohio's 924 places for the 2020-to-2023 change.
• Versus Ohio: the state average change is +0.9%, while Quincy moved 0.6%.
• Density in Ohio: Quincy ranks 819th by people per square mile.
• Against the state median: Quincy runs about 484 residents per square mile, where the Ohio median is 1,289.
• Location: 40.2955, -83.9687 (Census Gazetteer coordinates).
• Nearest larger cities: De Graff (3 mi); Sidney (10 mi); Jackson Center (11 mi); West Liberty (11 mi); St. Paris (12 mi). Online lenders reach Quincy no matter how far the nearest branch is.
• Smaller communities close by: Port Jefferson (7 mi); Fletcher (13 mi); Huntsville (13 mi), each with its own Census population profile.
• Smaller neighbours: 69 places smaller than Quincy sit within 50 miles.
• Larger places within 100 miles: 476.

Quincy in state context

Among Ohio's 924 places, Quincy sits at 649th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Quincy ranks 180th of 924 in Ohio (about the 81th percentile). At about 484 people per square mile, Quincy is the 819th most densely settled place in Ohio. Between 2020 and 2023 the count changed by roughly 3 residents.

What a Quincy borrower is actually offered

A Quincy personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 543 residents. Federal Truth in Lending rules require a Quincy lender to disclose the APR and finance charge before you sign. Shortening the term on a Quincy loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How lenders reach Quincy

Quincy is lightly settled, with about 484 people per square mile and 110 larger places within 50 miles. What is available to Quincy's 543 borrowers is set by Ohio licensing and your own credit, not by how many branches are nearby. The nearest larger city, De Graff, OH about 3 miles away.

The Ohio lending rules that reach Quincy

The rows below set out what a licensed lender must follow in Ohio, and so for Quincy's roughly 543 residents.

Quincy on the map

The Census Gazetteer records about 1.1 square miles of land within Quincy, with no significant water area listed. That land carries about 484 people per square mile. For the state's biggest city, Columbus, the distance is roughly 56 miles. A 50-mile radius around Quincy takes in 110 places that are larger. The 100-mile radius contains 476 larger places.