Personal loans in Pyote, TX
Two households in Pyote with comparable incomes can still be offered different rates; the city's 67 residents are not the reason. Consumer lending that reaches Pyote's 67 residents is governed by Texas statute; no city ordinance changes it.
The Census estimates 67 residents in Pyote, which ranks it 1,215th of 1,224 places in Texas. Rate-shopping from Pyote costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Pyote lost roughly 4.3% of its population across the 2020-to-2023 comparison. A larger market lies at Wickett, TX about 7 miles away.
Where Pyote stands
Set out below is Pyote's local context next to the state-level rules that reach every lender here.
- Population: an estimated 67 residents, 1,215th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 4.3% across the 2020-to-2023 comparison.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: with 67 residents, Pyote is larger than about 1% of Texas's Census places.
- Density: roughly 53 residents per square mile, spread over 1.3 sq mi of land.
- By land area: Pyote ranks 922nd among Texas's 1,224 places, at 1.3 sq mi.
- Share of Texas: Pyote holds about 0.0% of the state's population, some 67 people.
- National rank: Pyote sits 18,707th by population among the 19,457 places in this dataset.
- Growth rank: Pyote ranks 1,169th among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Pyote's 4.3% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Pyote places 1,217th among Texas's places by people per square mile.
- Density in context: Pyote's 53 people per square mile sit against a Texas median of 840.
- Location: 31.5381 / -103.1225, per the US Census Bureau Gazetteer.
- Nearest larger cities: Wickett (7 mi); Monahans (8 mi); Thorntonville (12 mi); Wink (15 mi); Barstow (17 mi). Living near a larger metro rarely changes what is available in Pyote.
- Smaller communities within reach: Toyah (43 mi); Los Ybanez (108 mi).
- Smaller neighbours: 1 places smaller than Pyote sit within 50 miles.
- Larger places within 100 miles: 27.
Pyote on the map
The Census Gazetteer records about 1.3 square miles of land within Pyote, with no significant water area listed. With 67 residents, the land area yields roughly 53 people per square mile. The largest place in Texas, Houston, lies about 475 miles away. Counting outward 50 miles, 12 larger communities surround Pyote. By land area it ranks 922nd of 1,224 Texas places.
What is available to Pyote borrowers
With about 53 residents per square mile, Pyote is sparsely settled, and 12 larger Census places sit within 50 miles. What is available to Pyote's 67 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Wickett, TX about 7 miles away.
The state rulebook for Pyote
These are Texas's sourced lending facts as they reach Pyote's 67 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Before you apply in Pyote
For Pyote's roughly 67 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Texas licence with the regulator named above before committing.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
The process is identical across Texas; what changes is your credit file, not the fact that Pyote holds 67 people.
How personal loans work in Pyote
Most loans made to Pyote's 67 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Pyote loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Pyote decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Pyote if my credit is poor?
What loan size can I expect in Pyote?
Do I have to pledge anything to borrow in Pyote?
Does comparing loans in Pyote cost me credit score points?
Nearby places
- Wickett, TX — population 408
- Monahans, TX — population 7,311
- Thorntonville, TX — population 536
- Wink, TX — population 876
- Barstow, TX — population 252
- Kermit, TX — population 5,952
- Grandfalls, TX — population 327
- Town of Pecos, TX — population 9,965