Personal loans in Purdin, MO
Purdin lost roughly 0.7% of its population across the 2020-to-2023 comparison. Two households in Purdin with comparable incomes can still be offered different rates; the city's 140 residents are not the reason.
The Census estimates 140 residents in Purdin, which ranks it 738th of 937 places in Missouri. The nearest larger city is Linneus, MO about 5 miles away. For the 140 people in Purdin, Missouri runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Pull your credit reports and line up at least three offers before you apply from Purdin.
Purdin: population, trend and location
Set out below is Purdin's local context next to the state-level rules that reach every lender here.
- Population: 140 — Purdin ranks 738th of 937 communities in Missouri (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 0.7% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
- Size percentile: about 21% of Missouri's Census places are smaller than Purdin.
- Density: roughly 458 residents per square mile, spread over 0.3 sq mi of land.
- Land area: Purdin covers 0.3 square miles, the 705th-largest area among Missouri's 937 places.
- State population share: Purdin accounts for about 0.0% of everyone in Missouri.
- National rank: Purdin is the 17,420th most populous of the 19,457 Census places covered here.
- Growth rank: Purdin's 2020-to-2023 change ranks 603rd of 937 places in Missouri.
- Versus Missouri: the state average change is +0.8%, while Purdin moved 0.7%.
- Density in Missouri: Purdin ranks 667th by people per square mile.
- Against the state median: Purdin runs about 458 residents per square mile, where the Missouri median is 743.
- Location: the Census Gazetteer records it at 39.9502, -93.1645.
- Nearest larger cities: Linneus (5 mi); Browning (6 mi); Laclede (11 mi); Brookfield (12 mi); Meadville (13 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Humphreys (15 mi); Osgood (20 mi); Sumner (21 mi).
- Smaller neighbours: 31 places smaller than Purdin sit within 50 miles.
- At 100 miles: 331 larger Census places fall inside that radius.
What Missouri law requires in Purdin
Missouri has no separate rate rule for Purdin; the sourced rows below are what reach every lender that serves its 140 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
How personal loans work in Purdin
In Purdin, a small community of about 140, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Purdin can be quoted different APRs on the same amount and term. The term you choose in Purdin decides the split between a comfortable payment and the total interest you pay.
Before you apply in Purdin
These steps shape the offer you get in Purdin, a place of about 140 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Missouri licence with the regulator listed on this page.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
None of these steps is Purdin-specific: the same Missouri licensing and disclosure rules reach all 140 residents.
Purdin on the map
Purdin covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 458 people per square mile. The state's population centre of gravity, Kansas City, is roughly 93 miles away. Purdin has 56 larger places within a 50-mile radius. Within the same 50 miles lie 31 smaller Census places.
How lenders reach Purdin
Purdin is a lightly settled community of about 140 people, with 56 larger places inside a 50-mile radius. Whether Purdin has a local branch or not, a Missouri-licensed lender can serve its 140 people online on the same terms. The nearest larger city, Linneus, MO about 5 miles away.
Common questions
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Nearby places
- Linneus, MO — population 275
- Browning, MO — population 214
- Laclede, MO — population 299
- Brookfield, MO — population 4,072
- Meadville, MO — population 415
- Humphreys, MO — population 88
- Milan, MO — population 1,759
- Wheeling, MO — population 223