Personal loans in Pullman, WV

Pullman is home to roughly 131 people and stands 219th by size out of 230 Census places in West Virginia. Population in Pullman dropped about 3.0% over the three years from 2020 to 2023.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A personal loan in Pullman is priced from your credit file and income, not from the fact that the city holds 131 people. For the 131 people in Pullman, West Virginia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Read the disclosure for an origination fee and any prepayment penalty before signing in Pullman. The nearest larger city is Harrisville, WV about 6 miles away.

Where Pullman stands

What follows is Pullman's place in the Census record, alongside the West Virginia rules that govern a personal loan made here.

Inside a Pullman personal loan

Pullman is a small community of about 131 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Pullman can be quoted different APRs on the same amount and term. The term you choose in Pullman decides the split between a comfortable payment and the total interest you pay.

What to do before borrowing in Pullman

For Pullman's roughly 131 residents, these are the steps that most influence the offer:

  1. Start with the credit file: order the reports, fix the errors, then apply.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Look the lender up in the West Virginia regulator's licence records before you sign.
  5. Look for an origination fee or prepayment penalty in the written disclosure.
  6. Test the payment against your current bills before you commit.
  7. Pick the shortest term whose payment you can comfortably afford.

In Pullman as elsewhere in West Virginia, the written terms — not the advertisement — are what count for its 131 residents.

The state rulebook for Pullman

These are West Virginia's sourced lending facts as they reach Pullman's 131 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorWest Virginia Division of Financial Institutions (WV DFI)
Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia.
West Virginia Division of Financial Institutions (WV DFI)
as of 2026-09-16
Small-loan / installment lender licensingRegulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101)
Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans
West Virginia Legislature (West Virginia Code)
as of 2026-09-16
Maximum legal interest rate (usury cap)31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107)
Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year
West Virginia Legislature (West Virginia Code)
as of 2026-09-16

Land, water and location for Pullman

Pullman covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 539 people per square mile. Charleston, the largest place in West Virginia, is about 69 miles from Pullman. A 50-mile radius around Pullman takes in 68 places that are larger. Within the same 50 miles lie 11 smaller Census places.

Where Pullman sits in West Virginia

Against West Virginia's other places, Pullman accounts for about 0.0% of the state's population and ranks 219th of 230 by size. Its 2020-to-2023 change ranks 110th of 230 West Virginia places, putting it near the 52th percentile for growth. Its roughly 539 residents per square mile place it 179th among West Virginia's places. The population moved by about 4 people between 2020 and 2023, a 3.0% shift.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Pullman if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Pullman is the same as anywhere in West Virginia.
What loan size can I expect in Pullman?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Pullman?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Pullman cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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