Personal loans in Pullman, WV
Pullman is home to roughly 131 people and stands 219th by size out of 230 Census places in West Virginia. Population in Pullman dropped about 3.0% over the three years from 2020 to 2023.
A personal loan in Pullman is priced from your credit file and income, not from the fact that the city holds 131 people. For the 131 people in Pullman, West Virginia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Read the disclosure for an origination fee and any prepayment penalty before signing in Pullman. The nearest larger city is Harrisville, WV about 6 miles away.
Where Pullman stands
What follows is Pullman's place in the Census record, alongside the West Virginia rules that govern a personal loan made here.
- Population: 131 people, a figure that places Pullman 219th among the 230 Census places in West Virginia (US Census Bureau, Vintage 2023).
- Population trend: About 3.0% below the 2020 Census base.
- Net change: roughly 4 fewer people than the 2020 Census counted.
- Size percentile: roughly 5% of West Virginia places rank below Pullman.
- Population density: 539 people per square mile on 0.2 square miles of land.
- Land area rank: Pullman's 0.2 square miles rank 217th of 230 places in West Virginia.
- Within West Virginia: about 0.0% of the state's population lives in Pullman.
- National rank: Pullman sits 17,584th by population among the 19,457 places in this dataset.
- Growth in West Virginia: Pullman stands 110th by percentage change from 2020 to 2023, among 230 places.
- Versus West Virginia: the state average change is -3.0%, while Pullman moved 3.0%.
- Density rank: Pullman places 179th among West Virginia's places by people per square mile.
- Density vs West Virginia: Pullman's 539 people per square mile compare with a state median of 1,021.
- Location: mapped by the US Census Bureau at 39.1880, -80.9490.
- Nearest larger cities: Harrisville (6 mi); Pennsboro (7 mi); Ellenboro (8 mi); Cairo (11 mi); West Union (12 mi). Living near a larger metro rarely changes what is available in Pullman.
- Smaller places close by: Auburn (8 mi); Friendly (23 mi); Smithfield (30 mi).
- Smaller places within 50 miles: 11 of them.
- Larger places within 100 miles: 420.
Inside a Pullman personal loan
Pullman is a small community of about 131 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Pullman can be quoted different APRs on the same amount and term. The term you choose in Pullman decides the split between a comfortable payment and the total interest you pay.
What to do before borrowing in Pullman
For Pullman's roughly 131 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the West Virginia regulator's licence records before you sign.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
In Pullman as elsewhere in West Virginia, the written terms — not the advertisement — are what count for its 131 residents.
The state rulebook for Pullman
These are West Virginia's sourced lending facts as they reach Pullman's 131 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
Land, water and location for Pullman
Pullman covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 539 people per square mile. Charleston, the largest place in West Virginia, is about 69 miles from Pullman. A 50-mile radius around Pullman takes in 68 places that are larger. Within the same 50 miles lie 11 smaller Census places.
Where Pullman sits in West Virginia
Against West Virginia's other places, Pullman accounts for about 0.0% of the state's population and ranks 219th of 230 by size. Its 2020-to-2023 change ranks 110th of 230 West Virginia places, putting it near the 52th percentile for growth. Its roughly 539 residents per square mile place it 179th among West Virginia's places. The population moved by about 4 people between 2020 and 2023, a 3.0% shift.
Common questions
What are my options in Pullman if my credit is poor?
What loan size can I expect in Pullman?
Do I have to pledge anything to borrow in Pullman?
Does comparing loans in Pullman cost me credit score points?
Nearby places
- Pennsboro, WV — population 1,014
- Harrisville, WV — population 1,554
- Auburn, WV — population 78
- Ellenboro, WV — population 243
- West Union, WV — population 639
- Cairo, WV — population 167
- Glenville, WV — population 1,079
- Grantsville, WV — population 471