Personal loans in Prue, OK
A 2020-to-2023 comparison shows Prue up by about 2.4%. With 385 residents, Prue outranks about 42% of the communities in Oklahoma.
In Prue, one of 590 Census places in Oklahoma, the figure to compare across lenders is the APR, not the advertised rate. Work out your debt-to-income ratio first; lenders weigh it heavily, and Prue's 385 residents are no exception. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Prue's 385 residents. The closest larger city is Westport, OK about 6 miles away.
What the Census records for Prue
Read the local figures below as context; read the sourced Oklahoma table as the rulebook a lender here must follow.
- Population: about 385 people live here, which puts Prue 343rd of 590 Census places in Oklahoma (Vintage 2023).
- Population trend: Higher by roughly 2.4% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 9 residents.
- Size percentile: roughly 42% of Oklahoma places rank below Prue.
- Population density: 841 people per square mile on 0.5 square miles of land.
- By land area: Prue ranks 444th among Oklahoma's 590 places, at 0.5 sq mi.
- State share: roughly 0.0% of Oklahoma's residents live in Prue (385 people).
- National rank: Prue is 14,242nd of 19,457 places nationwide.
- Growth in Oklahoma: Prue stands 157th by percentage change from 2020 to 2023, among 590 places.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Prue's 2.4%.
- Density rank: Prue is the 158th most densely settled place in Oklahoma.
- Against the state median: Prue runs about 841 residents per square mile, where the Oklahoma median is 546.
- Location: coordinates 36.2494, -96.2665 (US Census Bureau Gazetteer).
- Nearest larger cities: Westport (6 mi); Mannford (9 mi); Sand Springs (11 mi); Cleveland (12 mi); Hominy (14 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Lotsee (9 mi); Osage (9 mi); Terlton (13 mi).
- Smaller neighbours: 29 places smaller than Prue sit within 50 miles.
- At 100 miles: 194 larger Census places fall inside that radius.
A pre-application checklist for Prue
For Prue's roughly 385 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Oklahoma licence with the regulator listed on this page.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
None of these steps is Prue-specific: the same Oklahoma licensing and disclosure rules reach all 385 residents.
How Prue compares across Oklahoma
Set beside Oklahoma's 590 places, Prue ranks 343rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Prue ranks 157th of 590 in Oklahoma (about the 73th percentile). At about 841 people per square mile, Prue is the 158th most densely settled place in Oklahoma. By land area, its 0.5 square miles rank 444th of 590 places in Oklahoma.
Lender access in Prue
At roughly 841 people per square mile, Prue is moderately settled; 55 larger places lie within 50 miles. Distance to a branch rarely matters for Prue's 385 residents: the application is online and the price follows your credit file. The nearest bigger place is Westport, OK about 6 miles away.
Oklahoma rules behind a Prue personal loan
Every row below records a Oklahoma rule, its publisher and its retrieval date — the same rules a Prue lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Prue: area, density and distance
The Census Gazetteer records about 0.5 square miles of land within Prue, with no significant water area listed. Spread across it are roughly 841 residents per square mile. Oklahoma City, the largest place in Oklahoma, is about 88 miles from Prue. A 50-mile radius around Prue takes in 55 places that are larger. Within the same 50 miles lie 29 smaller Census places.
Common questions
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Nearby places
- Westport, OK — population 454
- Lotsee, OK — population 4
- Mannford, OK — population 3,335
- Osage, OK — population 178
- Sand Springs, OK — population 20,075
- Hominy, OK — population 3,280
- Cleveland, OK — population 3,223
- Lawrence Creek, OK — population 123